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LOANS AND LEASES
9 Months Ended
Sep. 30, 2016
Receivables [Abstract]  
LOANS AND LEASES

Note 3 – LOANS

Outstanding loan balances at September 30, 2016 and December 31, 2015 are net of unearned income including net deferred loan costs of $1.3 million and $1.1 million, respectively. The loan portfolio segment balances at the dates indicated are presented in the following table:

(In thousands)September 30, 2016December 31, 2015
Residential real estate:
Residential mortgage$854,055$796,358
Residential construction 144,998129,281
Commercial real estate:
Commercial owner occupied real estate736,744678,027
Commercial investor real estate847,946719,084
Commercial acquisition, development and construction302,522255,980
Commercial business444,129465,765
Consumer 450,113450,875
Total loans$3,780,507$3,495,370