FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND DERIVATIVES (Tables)

12 Months Ended

Dec. 31, 2014

Financial Instruments With Off- Balance Sheet Risk and Derivatives [Abstract]

Financial Instruments with off-Balance Sheet Credit Risk

(In thousands)		2014		2013
Commercial		$	212,628	$	184,083
Real estate-development and construction			100,264		100,826
Real estate-residential mortgage			12,667		13,908
Lines of credit, principally home equity and business lines			810,552		710,202
Standby letters of credit			58,144		59,745
	Total Commitments to extend credit and available credit lines	$	1,194,255	$	1,068,764

Summary of the Company's Interest Rate Swaps

			2014
			Notional		Estimated		Years to	Receive		Pay
(Dollars in thousands)			Amount		Fair Value		Maturity	Rate		Rate
Interest Rate Swap Agreements:
	Pay Fixed/Receive Variable Swaps		$	10,425	$	(1,501)	8.5	2.53	%	5.31	%
	Pay Variable/Receive Fixed Swaps			10,425		1,501	8.5	5.31	%	2.53	%
		Total Swaps	$	20,850	$	-	8.5	3.92	%	3.92	%

			2013
			Notional		Estimated		Years to	Receive		Pay
(Dollars in thousands)			Amount		Fair Value		Maturity	Rate		Rate
Interest Rate Swap Agreements:
	Pay Fixed/Receive Variable Swaps		$	23,200	$	(1,608)	4.6	3.30	%	5.03	%
	Pay Variable/Receive Fixed Swaps			23,200		1,608	4.6	5.03	%	3.30	%
		Total Swaps	$	46,400	$	-	4.6	4.17	%	4.17	%