Exhibit 99.C6

               Report of Independent Certified Public Accountants

Stockholders and Directors
Advanced Financial, Inc. and Subsidiaries

We have audited the accompanying consolidated balance sheet of Advanced
Financial, Inc. and Subsidiaries as of March 31, 2002 and the related
consolidated statements of operations, shareholders' deficit, and cash flows for
the year then ended. These financial statements are the responsibility of the
management of the Company. Our responsibility is to express an opinion on these
financial statements based on our audits.

We conducted our audit in accordance with generally accepted auditing standards
in the United States. Those standards require that we plan and perform the audit
to obtain reasonable assurance about whether the financial statements are free
of material misstatements. An audit includes examining, on a test basis,
evidence supporting the amounts and disclosures in the financial statements. An
audit also includes assessing the accounting principles used and significant
estimates made by management, as well as evaluating the overall financial
statement presentation. We believe that our audit provides a reasonable basis
for our opinion.

In our opinion, the financial statements referred to above present fairly, in
all material respects, the financial position of Advanced Financial, Inc and
Subsidiaries as of March 31, 2002 and the results of their operations and their
cash flows for the year then ended, in conformity with generally accepted
accounting principles in the United States.

The accompanying consolidated financial statements have been prepared assuming
that the Company will continue as a going concern. As discussed in Note N to the
financial statements, the Company has suffered recurring losses from operations
and is dependent upon the continued sale of its securities or obtaining debt
financing for funds to meet its cash requirements. These factors raise
substantial doubt about the Company's ability to continue as a going concern.
Management's plans with regard to these matters are also described in Note N.
The financial statements do not include any adjustments that might result from
the outcome of this uncertainty.






Weaver & Martin, LLC
Kansas City, Missouri
October 27, 2003