<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>3
<FILENAME>advancedexhib21-10k033102.txt
<DESCRIPTION>SUBSIDIARIES OF THE REGISTRANT
<TEXT>
                            ADVANCED FINANCIAL, INC.
                            ------------------------
                                   EXHIBIT 21
                                   ----------
                           SUBSIDIARIES OF REGISTRANT
                           --------------------------


                                           State of                Business
         Name                            Incorporation           Conduct Name
         ----                            -------------           ------------
AFI Mortgage Corp. (Name
   changed to Allen Drilling
   Acquisition Company-F/Y 2002)            Nebraska                Same

Cannon Financial Company
  (Name changed to AIH Receivable
  Management Services, Inc.-12/1/99         Kansas                  Same


</TEXT>
</DOCUMENT>