8-K/A

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                  FORM 8-K-A/1


                         PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934


    DATE OF REPORT: May 13, 2003                COMMISSION FILE NO. 0-19485



                            ADVANCED FINANCIAL, INC.
                            ------------------------
             (Exact name of Registrant as specified in its charter)


           Delaware                                     84-1069416
           --------                                     ----------
(State or other jurisdiction of                        (IRS Employer
incorporation or organization)                        Identification


      5425 MARTINDALE, SHAWNEE, KS                        66218
- ----------------------------------------                  -----
(Address of principal executive offices)                (Zip Code)



     Registrant's Telephone Number (executive office), including Area Code:
                                 (913) 535-1072




          (Former name or former address, if changed since last report)
                                       N/A




ITEM 4.  CHANGE IN CERTIFYING ACCOUNTANT

     1. (a) On May 9, 2003, The Registrant's certifying accountant, Grant
        Thornton LLP notified the Company that it declined to stand for
        re-election as auditors for the Registrant.

        (b) For the Registrant's financial statements for the years ended March
        31, 2000, and 2001, Grant Thornton rendered an audit opinion modified as
        to an uncertainty as follows:

        The accompanying consolidated financial statements have been prepared
        assuming the Company will continue as a going concern. As is discussed
        in Note N, the Company has incurred substantial losses from operations
        and has experienced consistent liquidity issues since reorganization in
        1999; these factors raise substantial doubt about the Company's ability
        to continue as a going concern. The consolidated financial statements do
        not include any adjustments that might result from the outcome of this
        uncertainty.

        (c) As of May 9, 2003, there were no disagreements between the
        Registrant and Grant Thornton LLP on any matter of accounting principles
        or practices, financial statement disclosure, or audit scope or
        procedures, which disagreements if not resolved to their satisfaction
        would have caused them to make reference to the subject matter of the
        disagreement in connection with their reports.

     2. As of the date of this report the firm of Weaver & Martin has been
        engaged by the Registrant as its principal accountant to examine and
        report on the financial statements for the fiscal years ending March 31,
        2002 and 2003.

ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS

         Exhibit 16, Letter Regarding Change in Certifying Accountant



                                    SIGNATURE

         Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Company has duly caused this report to be signed on
its behalf by the undersigned thereunto duly authorized.


                            ADVANCED FINANCIAL, INC.
                                  (Registrant)

May 13, 2003                        By: /s/  L J Horbach
- ------------                            -------------------------------
    Date                                Larry J. Horbach, Assistant Secretary

EX-16

                                                                      Exhibit 16


                                                           [GRANT THORNTON LOGO]
ACCOUNTANTS AND BUSINESS ADVISORS



     May 19, 2003


     Securities and Exchange Commission
     Washington, D.C. 20549

     RE:  Advanced Financial, Inc.
          File No. 0-19485

     Dear Sir or Madam:

     We have read Item 4 of the Form 8-K-A/1 of Advanced Financial, Inc. dated
     May 13, 2003, and agree with the statements concerning our Firm contained
     therein.


     Very truly yours,



     /s/ Grant Thornton LLP




Suite 1900
1101 Walnut Street
Kansas City, MO 64106
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