-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Dj8SVZE7YvNMnKwMNE0QcKN6k5MFV532+5CAJWCgBg1jwgoXFCbpbYanodc6xOET gVpAJy6YvomPggKZ7VS2hg== 0000822399-96-000010.txt : 19960723 0000822399-96-000010.hdr.sgml : 19960723 ACCESSION NUMBER: 0000822399-96-000010 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 19960630 ITEM INFORMATION: Bankruptcy or receivership FILED AS OF DATE: 19960719 SROS: PHLX FILER: COMPANY DATA: COMPANY CONFORMED NAME: ADVANTA NATIONAL BANK USA /PA/ CENTRAL INDEX KEY: 0000822399 STANDARD INDUSTRIAL CLASSIFICATION: SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153] IRS NUMBER: 232804492 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-26610 FILM NUMBER: 96596739 BUSINESS ADDRESS: STREET 1: BRANDYWINE CORPORATE CENTER STREET 2: 650 NAAMANS RD CITY: CLAYMONT STATE: DE ZIP: 19703 BUSINESS PHONE: 3027914000 MAIL ADDRESS: STREET 1: FIVE HORSHAM BUSINES CENTER CITY: HORSHAM STATE: PA ZIP: 19044-2209 FORMER COMPANY: FORMER CONFORMED NAME: COLONIAL NATIONAL BANK USA DATE OF NAME CHANGE: 19920703 8-K 1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 9, 1996 ADVANTA CREDIT CARD MASTER TRUST II (Exact name of Registrant as specified in its charter) New York Reg. No. 33-79986 Not Required (State or other (Commission File (I.R.S. Employer jurisdiction Number) Identification of incorporation) Number) Advanta National Bank USA Attention: Gene S. Schneyer Brandywine Corporate Center 650 Naamans Road,Claymont, Delaware 19703 (Address of Owner/Servicer) (Address of principal executive offices) (302) 791-4400 (Telephone Number of Owner/Servicer) (Registrant's Telephone Number) Items 1-4. Inapplicable. Item 5. Other Events. Information relating to the distributions to Certificateholders for the June 1996 Monthly Period of the Trust in respect of the following Floating Rate Asset Backed Certificates: Series 94-B, Series 94-D, Series 95- A, Series 95-C, Series 95-D, Series 95-F, of which Class A-1 is a Fixed rate, Series 95-G,Series 96-A, of which Class A-1 is a Fixed rate,and 96-B,(the "Certificates") issued by the Registrant and to the performance of the Trust (including collections of Principal Receivables and Finance Charge Receivables, Principal Receivables in the Trust, delinquent balances in Accounts, the Investor Default Amounts, the amount of Investor Charge Offs, and the Investor Servicing Fees), together with certain other information relating to the Certificates, is contained in the Monthly Report for the Monthly Period provided to Certificateholders pursuant to the Pooling and Servicing Agreement (the "Agreement") dated as of December 1, 1993 between Advanta National Bank USA and Bankers Trust Company, as trustee. Capitalized terms not otherwise defined herein have the meanings assigned in the Agreement. Item 6. Inapplicable. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. 1. Monthly Reports for the June 1996 Monthly Period relating to the following Floating Rate Asset Backed Certificates: Series 94-B, Series 94-D, Series 95-A, Series 95-C, Series 95-D, Series 95-F, of which Class A- 1 is a Fixed rate, Series 95-G, Series 96-A, of which Class A-1 is a Fixed rate, and 96-B, issued by the Advanta Credit Card Master Trust II. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ADVANTA CREDIT CARD MASTER TRUST II (Registrant) By: ADVANTA NATIONAL BANK USA (Owner/Servicer) Date: July 17, 1996 By:_/s/Michael Coco Name: Michael Coco Title: Vice President SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ADVANTA CREDIT CARD MASTER TRUST II (Registrant) By: ADVANTA NATIONAL BANK USA (Owner/Servicer) Date: July 17, 1996 By:_________________________ Name: Michael Coco Title: Vice President EXHIBIT INDEX Exhibit Sequential Page Number 1. Monthly Reports for the June 1996 Monthly 5 Period relating to the Asset Backed Certificates Series 94-B, Series 94-D, Series 95-A, Series 95-C, Series 95-D,Series 95-F, Series 95-G, Series 96-A, and Series 96-B issued by the ADVANTA Credit Card Master Trust II. (sec-mtII.doc) June, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA ________________________________________ ADVANTA CREDIT CARD MASTER TRUST II SERIES 1994-B _________________________________________ Under the Amended and Restated Master Pooling and Servicing Agreement dated as of May 23, 1994 (the Master Agreement), by and between Advanta National Bank USA (Advanta), as Seller and Servicer, and Bank- ers Trust Company, as trustee, as supplemented by the Series 1994-B Supplement dated as of July 19, 1994 (the Supplement, and together with the Master Agreement, the Agreement), between Colonial and the Trustee, Advanta, as Servicer, is required to prepare certain information each month regarding current distributions to all Series 1994-B Certificateholders. This statement relates to the July 15, 1996 Distribution Date (the Distribution Date) and the performance of the ADVANTA Credit Card Master Trust II (the Trust) during the prior Monthly Period (the Monthly Period). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1994-B Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Agreement. (1)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A Certificates . . . . . . . $4.495556 (2)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class B Certificates . . . . . . $4.690000 (3)The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A Certificates .. . . $0.00 (4)The amount of the distribution set forth in paragraph 2 above in respect of principal per $1,000 original principal amount of the Class B Certificates .. . . $0.00 (5)The amount of distribution set forth in para- graph 1 above in respect of interest per $1,000 original principal amount of the Class A Certificates .. . . $4.495556 (6)The amount of distribution set forth in para- graph 2 above in respect of interest per $1,000 original principal amount of the Class B Certificates . . . . $4.690000 (7)The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of Series 1994-B . . . . $66,439,480.00 (8)The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of Series 1994-B . .. . $57,437,064.00 (9)The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . .. . $0.00 (10)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . $7,923,213.00 (11)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates .. . . $360,903.00 (12)The Principal Allocation Percentage(s) during the prior Monthly Period . . . . 6/1/96 - 6/17/96 9.76% 6/18/96 - 6/29/96 8.93% 6/30/96 - 6/30/96 8.75% (13)The Floating Allocation Percentage(s) during the prior Monthly Period .. . . 6/1/96 - 6/17/96 9.76% 6/18/96 - 6/29/96 8.93% 6/30/96 - 6/30/96 8.75% (14)The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period is . . . . (a) 30 - 59 days: . . . . 99,639,382.50 (b) 60 - 89 days: . . . . 49,049,028.41 (c) 90 - 119days: .. . . 32,742,995.27 (d) 120 - 149 days : . . . 25,958,418.37 (e) 150 - 179 days: .. . . 19,658,273.44 (f) 180 or more days: . . . 5,110,396.88 (15)The Class A Investor Default Amount for the prior Monthly Period is . . . $1,974,662.00 (16)The Class B Investor Default Amount for the prior Monthly Period is .. . . $89,955.00 (17)The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . $0.00 (18)The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . $0.00 (19)The aggregate amount of Class A Investor Charge-offs reimbursed on the Distribution Date is .. . . $0.00 (20)The aggregate amount of Class B Investor Charge-offs reimbursed on the Distribution Date is .. . . $0.00 (21)The amount of the Class A Servicing Fee for the prior Monthly Period is .. . . $1,100,000.00 (22)The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . $50,000.00 (23)The Class A Pool Factor as of the Record Date for the Distribution Date is .. . . 1.00 (24)The Class B Pool Factor as of the Record Date for the Distribution Date is .. . . 1.00 (25)The Class A Investor Amount after giving effect to any payments on the Distribution Date is .. . . $660,000,000.00 (26)The Class A Invested Amount after giving effect to any payments on the Distribution Date is .. . . $660,000,000.00 (27)The Class B Investor Amount after giving effect to any payments on the Distribution Date is .. . . $30,000,000.00 (28)The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . $30,000,000.00 (29)The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is .. . . $0.00 (30)The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . $0.00 (31)The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $15,000,000.00 (32)The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . $60,000,000.00 (33)The Available Enhancement Amount as of the close of business on the Distribution Date is . . . . $75,000,000.00 (34)The amount by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period . . . . 3.38% (35)The amount of Interchange with respect to the prior Monthly Period is .. . . $937,500.00 (36)The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is .. . . $0.00 ADVANTA NATIONAL BANK USA (formerly named Colonial) as Servicer By: _________________________________________ Michael Coco VICE PRESIDENT June, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA ________________________________________ ADVANTA CREDIT CARD MASTER TRUST II SERIES 1994-D _________________________________________ Under the Amended and Restated Master Pooling and Servicing Agreement dated as of May 23, 1994 (the Master Agreement), by and between Advanta National Bank USA (Advanta), as Seller and Servicer, and Bank- ers Trust Company, as trustee, as supplemented by the Series 1994-D Supplement dated as of October 11, 1994 (the Supplement, and together with the Master Agreement, the Agreement), between Advanta and the Trustee, Advanta, as Servicer, is required to prepare certain information each month regarding current distributions to all Series 1994-D Certificateholders. This statement relates to the July 15, 1996 Distribution Date (the Distribution Date) and the performance of the ADVANTA Credit Card Master Trust II (the Trust) during the prior Monthly Period (the Monthly Period). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1994-D Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Agreement. (1)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A Certificates .. . . $4.402222 (2)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class B Certificates . . . . $4.557780 (3)The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A Certificates .. . . $0.00 (4)The amount of the distribution set forth in paragraph 2 above in respect of principal per $1,000 original principal amount of the Class B Certificates . . . . $0.00 (5)The amount of distribution set forth in para- graph 1 above in respect of interest per $1,000 original principal amount of the Class A Certificates . . . . $4.402222 (6)The amount of distribution set forth in para- graph 2 above in respect of interest per $1,000 original principal amount of the Class B Certificates .. . . $4.557780 (7)The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of Series 1994-D .. . . $88,591,819.00 (8)The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of Series 1994-D . . . . $76,587,889.00 (9)The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period .. . . $0.00 (10)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates .. . . $10,264,443.00 (11)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . $597,883.00 (12)The Principal Allocation Percentage(s) during the prior Monthly Period .. . . 6/1/96 - 6/17/96 13.02% 6/18/96 - 6/29/96 11.90% 6/30/96 - 6/30/96 11.67% (13)The Floating Allocation Percentage(s) during the prior Monthly Period .. . . 6/1/96 - 6/17/96 13.02% 6/18/96 - 6/29/96 11.90% 6/30/96 - 6/30/96 11.67% (14)The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period is .. . . (a) 30 - 59 days: . . . . 99,639,382.50 (b) 60 - 89 days: . . . . 49,049,028.41 (c) 90 - 119days: . . . . 32,742,995.27 (d) 120 - 149 days : . . . 25,958,418.37 (e) 150 - 179 days: . . . .19,658,273.44 (f) 180 or more days: . . . 5,110,396.88 (15)The Class A Investor Default Amount for the prior Monthly Period is .. . . $2,558,177.00 (16)The Class B Investor Default Amount for the prior Monthly Period is .. . . $148,951.00 (17)The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is .. . . $0.00 (18)The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is .. . . $0.00 (19)The aggregate amount of Class A Investor Charge-offs reimbursed on the Distribution Date is .. . . $0.00 (20)The aggregate amount of Class B Investor Charge-offs reimbursed on the Distribution Date is .. . . $0.00 (21)The amount of the Class A Servicing Fee for the prior Monthly Period is .. . . $1,425,000.00 (22)The amount of the Class B Servicing Fee for the prior Monthly Period is .. . . $83,333.00 (23)The Class A Pool Factor as of the Record Date for the Distribution Date is .. . . 1.00 (24)The Class B Pool Factor as of the Record Date for the Distribution Date is .. . . 1.00 (25)The Class A Investor Amount after giving effect to any payments on the Distribution Date is .. . . $855,000,000.00 (26)The Class A Invested Amount after giving effect to any payments on the Distribution Date is .. . . $855,000,000.00 (27)The Class B Investor Amount after giving effect to any payments on the Distribution Date is .. . . $50,000,000.00 (28)The Class B Invested Amount after giving effect to any payments on the Distribution Date is .. . . $50,000,000.00 (29)The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is .. . . $0.00 (30)The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is .. . . $0.00 (31)The Available Cash Collateral Amount as of the close of business on the Distribution Date is .. . . $10,000,000.00 (32)The Collateral Investor Amount as of the close of business on the Distribution Date is .. . . $95,000,000.00 (33)The Available Enhancement Amount as of the close of business on the Distribution Date is . . . . $105,000,000.00 (34)The amount by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period . . . . 3.49% (35)The amount of Interchange with respect to the prior Monthly Period is . . . . $1,250,000.00 (36)The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . $0.00 ADVANTA NATIONAL BANK USA (formerly named Colonial) as Servicer By: _________________________________________ Michael Coco VICE PRESIDENT June, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA ________________________________________ ADVANTA CREDIT CARD MASTER TRUST II SERIES 1995-A _________________________________________ Under the Amended and Restated Master Pooling and Servicing Agreement dated as of May 23, 1994 (the Master Agreement), by and between Advanta National Bank USA (Advanta), as Seller and Servicer, and Bank- ers Trust Company, as trustee, as supplemented by the Series 1995-A Supplement dated as of January 18, 1995 (the Supplement, and together with the Master Agreement, the Agreement), between Colonial and the Trustee, Advanta, as Servicer, is required to prepare certain information each month regarding current distributions to all Series 1995-A Certificateholders. This statement relates to the July 15, 1996 Distribution Date (the Distribution Date) and the performance of the ADVANTA Credit Card Master Trust II (the Trust) during the prior Monthly Period (the Monthly Period). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-A Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Agreement. (1)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A Certificates .. . . $4.417778 (2)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class B Certificates . . . . $4.569457 (3)The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A Certificates . . . . $0.00 (4)The amount of the distribution set forth in paragraph 2 above in respect of principal per $1,000 original principal amount of the Class B Certificates . . . . $0.00 (5)The amount of distribution set forth in para- graph 1 above in respect of interest per $1,000 original principal amount of the Class A Certificates . . . . $4.417778 (6)The amount of distribution set forth in para- graph 2 above in respect of interest per $1,000 original principal amount of the Class B Certificates . . . . $4.569457 (7)The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of Series 1995-A . . . . $61,854,077.00 (8)The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of Series 1995-A . . . . $53,598,877.00 (9)The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . $0.00 (10)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . $7,057,666.00 (11)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . $416,005.00 (12)The aggregate amount of Principal Receivables as of the last day of the prior Monthly Period. . . . $8,568,067,398.30 (13)The Excess Funding Amount as of the last day of the prior Monthly Period. . . . $50,927,000.00 (14)The aggregate amount of Finance Charge Receivables as of the last day of the prior Monthly Period. . . . $94,511,765.14 (15)The Principal Allocation Percentage(s) during the prior Monthly Period .. . . 6/1/96 - 6/17/96 9.11% 6/18/96 - 6/29/96 8.33% 6/30/96 - 6/30/96 8.17% (16)The Floating Allocation Percentage(s) during the prior Monthly Period . . . . 6/1/96 - 6/17/96 9.11% 6/18/96 - 6/29/96 8.33% 6/30/96 - 6/30/96 8.17% (17)The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period is . . . . (a) 30 - 59 days: . . . . 99,639,382.50 (b) 60 - 89 days: . . . . 49,049,028.41 (c) 90 - 119days: . . . . 32,742,995.27 (d) 120 - 149 days : . . . 25,958,418.37 (e) 150 - 179 days: . . . .19,658,273.44 (f) 180 or more days: . . . 5,110,396.88 (18)The Class A Investor Default Amount for the prior Monthly Period is . . . . $1,789,981.00 (19)The Class B Investor Default Amount for the prior Monthly Period is . . . . $105,645.00 (20)The aggregate amount of Class A Investor Charge-Offs for the prior Monthly Period is . . . . $0.00 (21)The aggregate amount of Class B Investor Charge-Offs for the prior Monthly Period is . . . . $0.00 (22)The aggregate amount of Class A Investor Charge-Offs reimbursed on the Distribution Date is . . . . $0.00 (23)The aggregate amount of Class B Investor Charge-Offs reimbursed on the Distribution Date is . . . . $0.00 (24)The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . $997,500.00 (25)The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . $58,333.00 (26)The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . 1.00 (27)The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . 1.00 (28)The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . $598,500,000.00 (29)The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . $598,500,000.00 (30)The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . $35,000,000.00 (31)The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . $35,000,000.00 (32)The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . $0.00 (33)The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . $0.00 (34)The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $7,000,000.00 (35)The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . $66,500,000.00 (36)The Available Enhancement Amount as of the close of business on the Distribution Date is . . . . $73,500,000.00 (37)The Net Portfolio Yield for the prior Monthly Period.. . . 10.56% (38)The Base Rate for the Prior Monthly Period. . . . 7.35% (39)The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period . . . . 3.21% (40)The amount of Interchange with respect to the prior Monthly Period is . . . . $729,167.00 (41)The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . $0.00 ADVANTA NATIONAL BANK USA (formerly named Colonial) as Servicer By: _________________________________________ Michael Coco VICE PRESIDENT June, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT ADVANTA NATIONAL BANK ________________________________________ ADVANTA CREDIT CARD MASTER TRUST II SERIES 1995-C _________________________________________ Under the Amended and Restated Master Pooling and Servicing Agreement dated as of May 23, 1994 (the Master Agreement), by and between Advanta National Bank USA ("Advanta"), as Seller and Servicer, and Bankers Trust Company, as Trustee, as supplemented by the Series 1995-C Supplement dated as of April 27, 1995 (the "Supplement," and together with the Master Agreement, the "Agreement"), between Advanta and the Trustee, Advanta, as Servicer, is required to prepare certain information each month regarding current distributions to all Series 1995-C Certificateholders. This statement relates to the July 15, 1996 Distribution Date (the Distribution Date) and the performance of the ADVANTA Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-C Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Agreement. (1)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A Certificates . . . . $0.000000 (2)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class B Certificates . . . . $0.000000 (3)The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A Certificates . . . . $0.000000 (4)The amount of the distribution set forth in paragraph 2 above in respect of principal per $1,000 original principal amount of the Class B Certificates . . . . $0.000000 (5)The amount of distribution set forth in para- graph 1 above in respect of interest per $1,000 original principal amount of the Class A Certificates . . . . $0.000000 (6)The amount of distribution set forth in para- graph 2 above in respect of interest per $1,000 original principal amount of the Class B Certificates .. . . $0.000000 (7)The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of Series 1995-C . . . . $50,802,983.00 (8)The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of Series 1995-C . . . . $44,010,414.00 (9)The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period .. . . $0.00 (10)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates .. . . $5,776,904.00 (11)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . $407,845.00 (12)The aggregate amount of Principal Receivables as of the last day of the prior Monthly Period .. . . $8,568,067,398.30 (13)The Excess Funding Amount as of the last day of the prior Monthly Period . . . . $50,927,000.00 (14)The aggregate amount of Finance Charge Receivables as of the last day of the prior Monthly Period . . . . $94,511,765.14 (15)The Principal Allocation Percentage(s) during the prior Monthly Period is . . . . 6/1/96 - 6/17/96 7.48% 6/18/96 - 6/29/96 6.84% 6/30/96 - 6/30/96 6.71% 0.00% 0.00% (16)The Floating Allocation Percentage(s) during the prior Monthly Period . . . . 6/1/96 - 6/17/96 7.48% 6/18/96 - 6/29/96 6.84% 6/30/96 - 6/30/96 6.71% 0.00% 0.00% (17)The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150, and 180 or more days delinquent as of the end of the prior Monthly Period is . . . . (a) 30 - 59 days: . . . . 99,639,382.50 (b) 60 - 89 days: . . . . 49,049,028.41 (c) 90 - 119days: . . . . 32,742,995.27 (d) 120 - 149 days: . . . 25,958,418.37 (e) 150 - 179 days:. . . . 19,658,273.44 (f) 180 or more days: . . . 5,110,396.88 (18)The Class A Investor Default Amount for the prior Mothly Period is . . . . $1,462,130.00 (19)The Class B Investor Default Amount for the prior Monthly Period is . . . . $103,257.00 (20)The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . $0.00 (21)The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . $0.00 (22)The aggregate amount of Class A Investor Charge-Offs Reimbursed on the Distribution Date is . . . . $0.00 (23)The aggregate amount of Class B Investor Charge-Offs Reimbursed on the Distribution Date is . . . . $0.00 (24)The Amount of Class A Servicing Fee for the prior Monthly Period is . . . . $814,583.00 (25)The Amount of Class B Servicing Fee for the prior Monthly Period is . . . . $57,500.00 (26)The Class A Pool Factor as of the Record date for the Distribution Date is . . . . 1.00 (27)The Class B Pool Factor as of the Record date for the Distribution Date is . . . . 1.00 (28)The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . $488,750,000.00 (29)The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . $488,750,000.00 (30)The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . $34,500,000.00 (31)The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . $34,500,000.00 (32)The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . $0.00 (33)The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . $0.00 (34)The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $8,625,000.00 (35)The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . $51,750,000.00 (36)The Available Enhancement Amount as of the close of business on the Distribution Date is . . . . $60,375,000.00 (37)The amount on deposit in the Funding Account as of the close of business on the Distribution Date is . . . . $0.00 (38)The amount on deposit in the Principal Funding Ac- count as of the close of business on the Distribution Date is . . . . $0.00 (39)The amount on deposit in the Interest Funding Ac- count as of the close of business on the Distribution Date is . . . . $2,369,600.00 (40)The amount on deposit in the Reserve Account as of the close of business on the Distribution Date is . . . . $0.00 (41)The Net Portfolio Yield for the prior Monthly Period . . . . 10.59% (42)The Base Rate for the prior Monthly Period . . . . 7.45% (43)The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period . . . . 3.14% (44)The amount of Interchange with respect to the prior Monthly Period is . . . . $598,959.00 (45)The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . $0.00 ADVANTA NATIONAL BANK USA (formerly named Colonial) as Servicer By: ____________________________________ Michael Coco VICE PRESIDENT June, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT ADVANTA NATIONAL BANK USA ______________________________ ADVANTA CREDIT CARD MASTER TRUST II SERIES 1995 D ______________________________ Under the Amended and Restated Pooling and Servicing Agreement dated as of December 1, 1993 and as amended and restated on May 23, 1994 ( as amended, the Pooling and Servicing Agreement"),by and between Advanta National Bank USA ("Advanta"), as Seller and Servicer, and Bankers Trust Company, as trustee ( the"Trustee"), as supplemented by the Series 1995-D Supplement dated as of July 25, 1995 (the "Supplement," and together with the Pooling and Servicing Agreement, the "Agreement"), between Advanta and the Trustee. Advanta, as Servicer, is required to prepare certain information each month regarding current distributions to all Series 1995-D Certificateholders. This statement relates to the July 15, 1996 Distribution Date (the ''Distribution Date'') and the performance of the ADVANTA Credit Card Master Trust II (the"Trust") during the prior Monthly Period ( the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-D Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Agreement. (1a)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A Certificates$ 4.422514 (1b)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class B Certificates$ 4.523633 (2)The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A Certificates$ 0.000000 (3)The amount of the distribution set forth in paragraph 2 above in respect of principal per $1,000 original principal amount of the Class B Certificates$ 0.000000 (4)The amount of distribution set forth in paragraph 1 above in respect of interest per $1,000 original principal amount of the Class A Certificates$ 4.422514 (5)The amount of distribution set forth in paragraph 2 above in respect of interest per $1,000 original principal amount of the Class B Certificates$ 4.523633 (6)The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1995-D Certificates$ 53,022,093.00 (7)The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1995-D Certificates $ 45,945,679.00 (8)The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period$ 0.00 (9)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates $ 6,721,761.00 (10)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates$ 354,653.00 (11)The Principal Allocation Percentage(s) during the prior Monthly Period 6/1/96 - 6/17/96 7.81% 6/18/96 - 6/29/96 7.14% 6/30/96 - 6/30/96 7.00% (12)The Floating Allocation Percentage(s) during the prior Monthly Period 6/1/96 - 6/17/96 7.81% 6/18/96 - 6/29/96 7.14% 6/30/96 - 6/30/96 7.00% 0.000.00% 0.000.00% (13)The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period is (a) 30 - 59 days: . . . . 99,639,382.50 (b) 60 - 89 days: . . . . 49,049,028.41 (c) 90 - 119days: . . . . 32,742,995.27 (d) 120 - 149 days: . . . .25,958,418.37 (e) 150 - 179 days: . . . .19,658,273.44 (f) 180 or more days: . . . 5,110,396.88 (14)The Class A Investor Default Amount for the prior Monthly Period is $ 1,704,793.00 (15)The Class B Investor Default Amount for the prior Monthly Period is $ 89,955.00 (16)The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is $ 0.00 (17)The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is $ 0.00 (18)The aggregate amount of Class A Investor Charge-offs reimbursed on the Distribution Date is $ 0.00 (19)The aggregate amount of Class B Investor Charge-Offs reimbursed on the Distribution Date is $ 0.00 (20)The amount of the Class A Servicing Fee for the prior Monthly Period is $ 950,000.00 (21)The amount of the Class B Servicing Fee for the prior Monthly Period is $ 50,000.00 (22)The Class A Pool Factor as of the Record Date for the Distribution Date is 1.00 (23)The Class B Pool Factor as of the Record Date for the Distribution Date is 1.00 (24)The Class A Investor Amount after giving effect to any payments on the Distribution Date is $ 570,000,000.00 (25)The Class A Invested Amount after giving effect to any payments on the Distribution Date is $ 570,000,000.00 (26)The Class B Investor Amount after giving effect to any payments on the Distribution Date is $ 30,000,000.00 (27)The Class A-1 Invested Amount after giving effect to any payments on the Distribution Date is $ 519,000,000.00 (28)The Class A-2 Invested Amount after giving effect to any payments on the Distribution Date is $ 51,000,000.00 (29)The Class B Investor Amount after giving effect to any payments on the Distribution Date is $ 30,000,000.00 (30)The Class B Invested Amount after giving effect to any payments on the Distribution Date is $ 30,000,000.00 (31)The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is $ 0.00 (32)The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is $ 0.00 (33)The Available Cash Collateral Amount as of the close of business on the Distribution Date is $ 63,000,000.00 (34)The amount on deposit in the Cash Collateral Account (including the principal balance of the Class A 2 Certificates) as of the close of business on the Distribution Date is $ 63,000,000.00 (35)The amount by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period 3.25% (36)The amount of Interchange with respect to the prior Monthly Period is $ 625,000.00 (37)The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) $ 0.00 ADVANTA NATIONAL BANK USA (formerly named Colonial) as Servicer By: ____________________________________ Michael Coco VICE PRESIDENT June, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA ________________________________________ ADVANTA CREDIT CARD MASTER TRUST II SERIES 1995-F _________________________________________ Under the Amended and Restated Master Pooling and Servicing Agreement dated as of May 23, 1994 (the Master Agreement), by and between Advanta National Bank USA (Advanta), as Seller and Servicer, Advanta National Bank (ANB), as Seller and, together with Advanta ( the Banks) and Bankers Trust Company, as trustee, as supplemented by the Series 1995-F Supplement dated as of November 21, 1995(the Supplement, and together with the Master Agreement, the Agreement), between the Banks and the Trustee, Advanta,as Servicer, is required to prepare certain information each month regarding current distributions to all Series 1995-F Certificateholders. This statement relates to the July 15, 1996 Distribution Date (the Distribution Date) and the performance of the ADVANTA Credit Card Master Trust II (the Trust) during the prior Monthly Period(the Monthly Period). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-F Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Agreement. (1)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A1 Certificates . . . . $5.041666 (2)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A2 Certificates . . . . $4.422514 (3)The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class B Certificates . . . . $4.508078 (4)The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A1 Certificates . . . . $0.00 (5)The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A2 Certificates . . . . $0.00 (6)The amount of the distribution set forth in paragraph 2 above in respect of principal per $1,000 original principal amount of the Class B Certificates .. . . $0.00 (7)The amount of distribution set forth in para- graph 1 above in respect of interest per $1,000 original principal amount of the Class A1 Certificates . . . . $5.041666 (8)The amount of distribution set forth in para- graph 1 above in respect of interest per $1,000 original principal amount of the Class A2 Certificates . . . . $4.422514 (9)The amount of distribution set forth in para- graph 2 above in respect of interest per $1,000 original principal amount of the Class B Certificates . . . . $4.508078 (10)The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of Series 1995 - F . . . . $75,115,228.73 (11)The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of Series 1995 - F.. . . $65,090,266.00 (12)The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . $0.00 (13)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . $8,921,892.40 (14)The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . $525,539.98 (15)The aggregate amount of Principal Receivables as of the last day of the prior Monthly Period. . . . $8,568,067,398.30 (16)The Excess Funding Amount as of the last day of the prior Monthly Period. . . . $0.00 (17)The aggregate amount of Finance Charge Receivables as of the last day of the prior Monthly Period.. . . $94,511,765.14 (18)The Principal Allocation Percentage(s) during the prior Monthly Period .. . . 6/1/96 - 6/17/96 11.06% 6/18/96 - 6/29/96 10.12% 6/30/96 - 6/30/96 9.92% (19)The Floating Allocation Percentage(s) during the prior Monthly Period .. . . 6/1/96 - 6/17/96 11.06% 6/18/96 - 6/29/96 10.12% 6/30/96 - 6/30/96 9.92% (20)The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period is . . . . (a) 30 - 59 days: . . . . 99,639,382.50 (b) 60 - 89 days: . . . . 49,049,028.41 (c) 90 - 119days: . . . . 32,742,995.27 (d) 120 - 149 days:. . . . 25,958,418.37 (e) 150 - 179 days:. . . . 19,658,273.44 (f) 180 or more days:. . . .5,110,396.88 (21)The Class A Investor Default Amount for the prior Monthly Period is . . . . $2,262,662.00 (22)The Class B Investor Default Amount for the prior Monthly Period is . . . . $133,261.00 (23)The aggregate amount of Class A Investor Charge-Offs for the prior Monthly Period is . . . . $0.00 (24)The aggregate amount of Class B Investor Charge-Offs for the prior Monthly Period is . . . . $0.00 (25)The aggregate amount of Class A Investor Charge-Offs reimbursed on the Distribution Date is . . . . $0.00 (26)The aggregate amount of Class B Investor Charge-Offs reimbursed on the Distribution Date is . . . . $0.00 (27)The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . $1,260,833.00 (28)The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . $74,375.00 (29)The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . 1.00 (30)The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . 1.00 (31)The Class A1 Investor Amount after giving effect to any payments on the Distribution Date is . . . . $378,250,000.00 (32)The Class A2 Investor Amount after giving effect to any payments on the Distribution Date is . . . . $378,250,000.00 (33)The Class A1 Invested Amount after giving effect to any payments on the Distribution Date is . . . . $378,250,000.00 (34)The Class A2 Invested Amount after giving effect to any payments on the Distribution Date is . . . . $378,250,000.00 (35)The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . $44,625,000.00 (36)The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . $44,625,000.00 (37)The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . $0.00 (38)The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . $0.00 (39)The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $17,000,000.00 (40)The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . $48,875,000.00 (41)The Available Enhancement Amount as of the close of business on the Distribution Date is . . . . $65,875,000.00 (42)The Net Portfolio Yield for the prior Monthly Period. . . . 10.56% (43)The Base Rate for the Prior Monthly Period. . . . 7.67% (44)The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period . . . . 2.89% (45)The amount of Interchange with respect to the prior Monthly Period is . . . . $885,416.00 (46)The amount of Servicer Interchange with respect to the prior Monthly Period is . . . . $708,333.00 (47)The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . $0.00 ADVANTA NATIONAL BANK USA (formerly named Colonial) as Servicer By: ____________________________________ Michael Coco VICE PRESIDENT June, 1996 FORM OF MONTHLY CERTIFICATEHOLDER'S STATEMENT ADVANTA NATIONAL BANK USA ______________________________ ADVANTA CREDIT CARD MASTER TRUST II SERIES 1995 G ______________________________ Under the Amended and Restated Pooling and Servicing Agreement dated as of December 1, 1993, and as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994, by and between Advanta National Bank USA, a national banking association organized under the laws of the United States ("Advanta"), as Seller and Servicer, and Bankers Trust Company, as Trustee (the "Trustee"), and as further amended by Amendment Number 2 dated as of October 6, 1995 among Colonial, as Seller and Servicer, Advanta National Bank ("ANB" and, together with Advanta, the "Banks") as seller (in such capacity, a "Seller" and together with Advanta as Seller, the Sellers") and the Trustee (as amended from time to time, the "Amended and Restated Pooling and Servicing Agreement"), as supplemented by the Series 1995-G Supplement dated as of December 15,1995 (the "Supplement," and together with the Pooling and Servicing Agreement, the "Agreement"), between the Banks and the Trustee. Advanta, as Servicer, is required to prepare certain information each month regarding current distributions to all Series 1995-G Certificateholders. This statement related to the July 15, 1996 Distribution Date (the "Distribution Date") and the performance of the ADVANTA Credit Card Master Trust II (the Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-G Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Agreement. 1.The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A Certificates $4.383625 2.The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class B Certificates $4.500291 3.The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A Certificates $0.00 4.The amount of the distribution set forth in paragraph 2 above in respect of principal per $1,000 original principal amount of the Class B Certificates $0.00 5.The amount of the distribution set forth in paragraph 1 above in respect of interest per $1,000 original principal amount of the Class A Certificates $4.383625 6.The amount of the distribution set forth in paragraph 2 above in respect of interest per $1,000 original principal amount of the Class B Certificates $4.500291 7.The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of Series 1995-G $44,193,378.67 8.The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of Series 1995-G $38,295,407.00 9.The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period $0.00 10.The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates $5,102,325.95 11.The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates $326,161.63 12.The Principal Allocation Percentage(s) during the prior Monthly Period 6/1/96 - 6/17/96 6.51% 6/18/96 - 6/29/96 5.95% 6/30/96 - 6/30/96 5.84% 13.The Floating Allocation Percentage(s) during the prior Monthly Period 6/1/96 - 6/17/96 6.51% 6/18/96 - 6/29/96 5.95% 6/30/96 - 6/30/96 5.84% 14.The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period is (a) 30 - 59 days: .. . . 99,639,382.50 (b) 60 - 89 days:. . . . 49,049,028.41 (c) 90 - 119days:. . . . 32,742,995.27 (d) 120 - 149 days: . . . 25,958,418.37 (e) 150 - 179 days:. . . .19,658,273.44 (f) 180 or more days: . . .5,110,396.88 15.The Class A Investor Default Amount for the prior Monthly Period is $1,294,090.00 16.The Class B Investor Default Amount for the prior Monthly Period is $82,797.00 17.The Collateral Default Amount for the prior Monthly Period $119,000.00 18.The aggregate amount of Class A Investor Charge Offs for the prior Monthly Period is $0.00 19.The aggregate amount of Class B Investor Charge Offs for the prior Monthly Period is $0.00 20.The aggregate amount of Collateral Charge Offs for the prior Monthly Period $0.00 21.The aggregate amount of Class A Investor Charge Offs reimbursed on the Distribution Date is $0.00 22.The aggregate amount of Class B Investor Charge-Offs reimbursed on the Distribution Date is $0.00 23.The aggregate amount of Collateral Charge Offs reimbursed on the Distribution Date $0.00 24.The amount of the Class A Servicing Fee for the prior Monthly Period is $360,417.00 25.The amount of the Class B Servicing Fee for the prior Monthly Period is $22,916.50 26.The amount of Collateral Servicing Fee for the prior Monthly Period is $33,333.50 27.The amount of Servicer Interchange for the prior Monthly Period $416,667.00 28.The Class A Pool Factor as of the Record Date for the Distribution Date is $1.00 29.The Class B Pool Factor as of the Record Date for the Distribution Date is $1.00 30.The Class A Investor Amount after giving effect to any payments on the Distribution Date is $432,500,000.00 31.The Class A Invested Amount after giving effect to any payments on the Distribution Date is $432,500,000.00 32.The Class B Investor Amount after giving effect to any payments on the Distribution Date is $27,500,000.00 33.The Class B Invested Amount after giving effect to any payments on the Distribution Date is $27,500,000.00 34.The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is $0.00 35.The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is $0.00 36.The Available Cash Collateral Amount as of the close of business on the Distribution Date is $10,000,000.00 37.The Collateral Interest as of the close of business on the Distribution Date $40,000,000.00 38.The amount on deposit in the Cash Collateral Account as of the close of business on the Distribution Date is $10,000,000.00 39.The amount by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period $3.28% 40.The amount of Interchange with respect to the prior Monthly Period is $520,834.00 41.The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) $0.00 ADVANTA NATIONAL BANK USA (formerly named Colonial) as Servicer By:____________________________ Michael Coco VICE PRESIDENT June,1996 FORM OF MONTHLY CERTIFICATEHOLDER'S STATEMENT ADVANTANAL BANK USA __________________________________ ADVANTA CREDIT CARD MASTER TRUST II SERIES 1996-A ________________________________________ Under the Amended and Restated Pooling and Servicing Agreement dated as of December 1, 1993, and as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994, by and between Advanta National Bank USA,a national banking association organized under the laws of the United States ("Advanta"), as Seller and Servicer, and Bankers Trust Company, as Trustee (the "Trustee"), and as further amended by Amendment Number 2 dated as of October 6, 1995 among Advanta, as Seller and Servicer, Advanta National Bank ("ANB" and, together with Advanta, the "Banks) as seller(in such capacity, a "Seller" and together with Advanta as Seller, the "Sellers") and the Trustee(as amended from time to time, the "Amended and Restated Pooling and Servicing Agreement"), as supplemented by the Series 1996-A Supplement dated as of January 18, 1996 (the "Supplement," and together with the Pooling and Servicing Agreement, the "Agreement"),between the Banks and the Trustee. Advanta, as Servicer is required to prepare certain information each month regarding current distributions to all Series 1996-A Certificateholders. This statement related to the July 15, 1996 Distribution Date (the ''Distribution Date'') and the performance of the ADVANTA Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the"Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1996-A Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Agreement. 1.The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A Certificates .. . . . $ 4.726814 2.The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class B Certificates.. . . .$ 4.546971 3.The amount of distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A-1 Certificates. . . . . $ 0.000000 4.The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A-2 Certificates . . . . . . $ 0.000000 5.The amount of the distribution set forth in paragraph 2 above in respect of principal per $1,000 original principal amount of the Class B Certificates . . . . . . . . $ 0.000000 6.The amount of the distribution set forth in paragraph 1 above in respect of interest per $1,000 original principal amount of the Class A-1 Certificates. . . . . . . .$ 5.000000 7.The amount of the distribution set forth in paragraph 1 above in respect of interest per $1,000 principal amount of Class A-2 Certificates . . . . . . . . . . . . . . . $ 4.453627 8.The amount of the distribution set forth in paragraph 2 above in respect of interest per $1,000 original principal amount of the Class B Certificates . . . . . . . . $4.546971 9.The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of Series 1996-A .. $ 44,193,380.00 10.The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of Series 1996-A . . . . . . . . . . . .$ 38,295,408.00 11.The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . $ 0.00 12.The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . $ 5,192,171.04 13.The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . .$ 308,157.28 14.The Principal Allocation Percentage(s) during the prior Monthly Period . . . . . . . 6/1/96 - 6/17/96 6.51% 6/18/96 - 6/29/96 5.95% 6/30/96 - 6/30/96 5.84% 15.The Floating Allocation Percentage(s)during the prior Monthly Period . . . . . . . . 6/1/96 - 6/17/96 6.51% 6/18/96 - 6/29/96 5.95% 6/30/96 - 6/30/96 5.84% 16.The aggregate outstanding balance of Accounts which are 30,60, 90, 120,150 and 180 or more days delinquent as of the end of the prior Monthly Period is . . . . . (a) 30 - 59 days: .. . . 99,639,382.50 (b) 60 - 89 days:. . . . 49,049,028.41 (c) 90 - 119days:. . . . 32,742,995.27 (d) 120 - 149 days: . . . 25,958,418.37 (e) 150 - 179 days: . . . 19,658,273.44 (f) 180 or more days: . . .5,110,396.88 17.The Class A Investor Default Amount for the prior Monthly Period is . . . . $ 1,316,937.00 18.The Class B Investor Default Amount for the prior Monthly Period is . . . . $ 78,082.00 19.The Collateral Default Amount for the prior Monthly Period . . . . $ 100,873.00 20.The aggregate amount of Class A Investor Charge-Offs for the prior Monthly Period is . $ 0.00 21.The aggregate amount of Class B Investor Charge-Offs for the prior Monthly Period is ..$ 0.00 22.The aggregate amount of Collateral Charge-Offs for the prior Monthly Period . . $ 0.00 23.The aggregate amount of Class A Investor Charge-Offs reimbursed on the Distribution Date is . .$ 0.00 24.The aggregate amount of Class B Investor Charge-Offs reimbursed on the Distribution Date is . $ 0.00 25.The aggregate amount of Collateral Charge-Offs reimbursed on the Distribution Date . . $ 0.00 26.The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . $ 183,333.33 27.The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . $ 10,937.67 28.The amount of Collateral Servicing Fee for the prior Monthly Period is . . . . . $ 14,062.33 29.The amount of Servicer Interchange for the prior Monthly Period is . . . . . $ 312,500.00 30.The Class A Pool Factor as of the Record Date for the Distribution Date is . . . .$ 1.00 31.The Class B Pool Factor as of the Record Date for the Distribution Date is . . . $ 1.00 32.The Class A Investor Amount after giving effect to any payments on the Distribution Date is . .$ 440,000,000.00 33.The Class A Invested Amount after giving effect to any payments on the Distribution Date is. . . $ 440,000,000.00 34.The Class A-1 Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . .$ 220,000,000.00 35.The Class A-2 Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . $ 220,000,000.00 36.The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . $ 26,250,000.00 37.The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . $ 26,250,000.00 38.The amount, if any, by which the outstanding principal balance of the Class Certificates exceeds the Class A Investor Amount after giving effect to any activity on 39.the Distribution Date is . . .$ 0.00 The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effects to any activity on 40.the Distribution Date is . . . $ 0.00 The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . $ 10,000,000.00 41.The Collateral Interest as of the close of business on the Distribution Date is . . . . $ 33,750,000.00 42.The amount of deposit in the Cash Collateral Account as of the close of business on the Distribution Date is . . . . . $ 10,000,000.00 43.The amount by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period . . . . . $ 2.90% 44.The amount of Interchange with respect to the prior Monthly Period is . . . .$ 520,834.00 45.The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) . . . . . . . . $ 0.00 ADVANTA NATIONAL BANK USA (formerly named Colonial) as Servicer By:____________________________ Michael Coco VICE PRESIDENT June, 1996 FORM OF MONTHLY CERTIFICATEHOLDER'S STATEMENT ADVANTA NATIONAL BANK USA ______________________________ ADVANTA CREDIT CARD MASTER TRUST II Series 1996-B ______________________________ Under the Amended and Restated Pooling and Servicing Agreement dated as of December 1, 1993, and as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994, by and between Advanta National Bank USA, a national banking association organized under the laws of the United States ("Advanta"), as Seller and Servicer, and Bankers Trust Company, as Trustee (the "Trustee"), and as further amended by Amendment Number 2 dated as of October 6, 1995 among Advanta, as Seller and Servicer, Advanta National Bank ("ANB" and, together with Advanta, the "Banks") as seller (in such capacity, a "Seller" and together with Advanta as Seller, the Sellers") and the Trustee (as amended from time to time, the "Amended and Restated Pooling and Servicing Agreement"), as supplemented by the Series 1996-B Supplement dated as of March 26, 1996 (the "Supplement," and together with the Pooling and Servicing Agreement, the "Agreement"), between the Banks and the Trustee. Advanta, as Servicer, is required to prepare certain information each month regarding current distributions to all Series 1996-B Certificateholders. This statement related to the July 15, 1996 Distribution Date(the "Distribution Date") and the performance of the ADVANTA Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1996-B Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Agreement. 1.The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class A Certificates $0.000000 2.The total amount of the distribution on the Distribution Date per $1,000 original principal amount of the Class B Certificates $0.000000 3.The amount of the distribution set forth in paragraph 1 above in respect of principal per $1,000 original principal amount of the Class A Certificates $0.000000 4.The amount of the distribution set forth in paragraph 2 above in respect of principal per $1,000 original principal amount of the Class B Certificates $0.000000 5.The amount of the distribution set forth in paragraph 1 above in respect of interest per $1,000 original principal amount of the Class A Certificates $0.000000 6.The amount of the distribution set forth in paragraph 2 above in respect of interest per $1,000 original principal amount of the Class B Certificates $0.000000 7.The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of Series 1995-G $66,303,448.27 8.The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of Series 1996-B $57,437,065.00 9.The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period $0.00 10.The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates $7,666,854.71 11.The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates $488,606.63 12.The Principal Allocation Percentage(s) during the prior Monthly Period 6/1/96 - 6/17/96 9.76% 6/18/96 - 6/29/96 8.93% 6/30/96 - 6/30/96 8.93% 0.00 13.The Floating Allocation Percentage(s) during the prior Monthly Period 6/1/96 - 6/17/96 9.76% 6/18/96 - 6/29/96 8.93% 6/30/96 - 6/30/96 8.93% 0.00 14.The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period is(a) 30 - 59 days99,639,382.50 (b) 60 - 89 days. . . 49,049,028.41 (c) 90 - 119days. . . 32,742,995.27 (d) 120 - 149 days. . .25,958,418.37 (e) 150 - 179 days. . .19,658,273.44 (f) 180 or more days. . 5,110,396.88 15.The Class A Investor Default Amount for the prior Monthly Period is. . $1,939,943.00 16.The Class B Investor Default Amount for the prior Monthly Period is. . $123,719.00 17.The Collateral Default Amount for the prior Monthly Period. . $179,914.00 18.The aggregate amount of Class A Investor Charge Offs for the prior Monthly Period is. . $0.00 19.The aggregate amount of Class B Investor Charge Offs for the prior Monthly Period is. . $0.00 20.The aggregate amount of Collateral Charge Offs for the prior Monthly Period. . $0.00 21.The aggregate amount of Class A Investor Charge Offs reimbursed on the Distribution Date is. . $0.00 22.The aggregate amount of Class B Investor Charge-Offs reimbursed on the Distribution Date is. . $0.00 23.The aggregate amount of Collateral Charge Offs reimbursed on the Distribution Date. . $0.00 24.The amount of the Class A Servicing Fee for the prior Monthly Period is. . $270,312.67 25.The amount of the Class B Servicing Fee for the prior Monthly Period is. . $17,187.33 26.The amount of Collateral Servicing Fee for the prior Monthly Period is. . $25,000.00 27.The amount of Servicer Interchange for the prior Monthly Period. . $468,750.00 28.The Class A Pool Factor as of the Record Date for the Distribution Date is. . $1.00 29.The Class B Pool Factor as of the Record Date for the Distribution Date is. . $1.00 30.The Class A Investor Amount after giving effect to any payments on the Distribution Date is. . $648,750,000.00 31.The Class A Invested Amount after giving effect to any payments on the Distribution Date is. . $648,750,000.00 32.The Class B Investor Amount after giving effect to any payments on the Distribution Date is. . $41,250,000.00 33.The Class B Invested Amount after giving effect to any payments on the Distribution Date is. . $41,250,000.00 34.The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is. . $0.00 35.The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is. . $0.00 36.The Available Cash Collateral Amount as of the close of business on the Distribution Date is. . $15,000,000.00 37.The Collateral Interest as of the close of business on the Distribution Date. . $60,000,000.00 38.The amount on deposit in the Cash Collateral Account as of the close of business on the Distribution Date is. . . . $15,000,000.00 39. The amount on deposit in the Principle Funding Account as of the close business on the Distribution Date is. .$0.00 40.The amount on deposit in the Interest Funding Account as of close of business on the Distribution Date is. . $3,140,546.00 41.The amount on deposit in the Reserve Account as of the close of business on the Distribution Date is. . $0.00 42.The amount by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period. . 3.62% 43.The Net Portfolio Yield for the prior Monthly Period is. . 10.60% 44.The Base Rate for the Prior Monthly Period is. . 6.98% 45.The amount of Interchange with respect to the prior Monthly Period is. . $781,250.00 46.The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date). . $0.00 ADVANTA NATIONAL BANK USA, as Servicer By:____________________________ Michael Coco VICE PRESIDENT -----END PRIVACY-ENHANCED MESSAGE-----