The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 822 7,740 SH   SOLE 0 0 0 7,740
APPLE INC COM 037833100 6,305 46,119 SH   SOLE 0 0 0 46,119
BOEING CO COM 097023105 472 3,451 SH   SOLE 0 0 0 3,451
CVS HEALTH CORP COM 126650100 217 2,339 SH   SOLE 0 0 0 2,339
COCA COLA CO COM 191216100 237 3,768 SH   SOLE 0 0 0 3,768
COMCAST CORP NEW CL A 20030N101 519 13,233 SH   SOLE 0 0 0 13,233
CONSTELLATION BRANDS INC CL A 21036P108 713 3,061 SH   SOLE 0 0 0 3,061
CORMEDIX INC COM 21900C308 201 50,000 SH   SOLE 0 0 0 50,000
DISNEY WALT CO COM 254687106 243 2,571 SH   SOLE 0 0 0 2,571
ESSENTIAL UTILS INC COM 29670G102 285 6,208 SH   SOLE 0 0 0 6,208
EXELON CORP COM 30161N101 236 5,212 SH   SOLE 0 0 0 5,212
EXXON MOBIL CORP COM 30231G102 393 4,590 SH   SOLE 0 0 0 4,590
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,662 42,822 SH   SOLE 0 0 0 42,822
GLOBAL X FDS US INFR DEV ETF 37954Y673 218 9,579 SH   SOLE 0 0 0 9,579
HOME DEPOT INC COM 437076102 555 2,022 SH   SOLE 0 0 0 2,022
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274 239 2,094 SH   SOLE 0 0 0 2,094
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 2,589 15,626 SH   SOLE 0 0 0 15,626
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 254 4,952 SH   SOLE 0 0 0 4,952
ISHARES INC MSCI GBL MIN VOL 464286525 1,714 18,133 SH   SOLE 0 0 0 18,133
ISHARES TR CORE S&P TTL STK 464287150 458 5,465 SH   SOLE 0 0 0 5,465
ISHARES TR CORE S&P500 ETF 464287200 280 739 SH   SOLE 0 0 0 739
ISHARES TR CORE S&P MCP ETF 464287507 254 1,124 SH   SOLE 0 0 0 1,124
ISHARES TR US CONSUM DISCRE 464287580 284 5,004 SH   SOLE 0 0 0 5,004
ISHARES TR CORE S&P US GWT 464287671 2,042 24,392 SH   SOLE 0 0 0 24,392
ISHARES TR US INDUSTRIALS 464287754 1,270 14,409 SH   SOLE 0 0 0 14,409
ISHARES TR US HLTHCARE ETF 464287762 1,079 4,011 SH   SOLE 0 0 0 4,011
ISHARES TR CORE S&P SCP ETF 464287804 343 3,714 SH   SOLE 0 0 0 3,714
ISHARES TR MSCI EAFE MIN VL 46429B689 1,918 30,292 SH   SOLE 0 0 0 30,292
ISHARES TR MSCI USA MIN VOL 46429B697 1,833 26,101 SH   SOLE 0 0 0 26,101
LOWES COS INC COM 548661107 447 2,559 SH   SOLE 0 0 0 2,559
MCDONALDS CORP COM 580135101 759 3,073 SH   SOLE 0 0 0 3,073
MICROSOFT CORP COM 594918104 802 3,121 SH   SOLE 0 0 0 3,121
NIKE INC CL B 654106103 200 1,952 SH   SOLE 0 0 0 1,952
PALO ALTO NETWORKS INC COM 697435105 275 557 SH   SOLE 0 0 0 557
PEPSICO INC COM 713448108 505 3,033 SH   SOLE 0 0 0 3,033
PFIZER INC COM 717081103 689 13,133 SH   SOLE 0 0 0 13,133
PROCTER AND GAMBLE CO COM 742718109 312 2,171 SH   SOLE 0 0 0 2,171
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 209 3,299 SH   SOLE 0 0 0 3,299
SPDR S&P 500 ETF TR TR UNIT 78462F103 257 682 SH   SOLE 0 0 0 682
SPDR SER TR AEROSPACE DEF 78464A631 302 3,003 SH   SOLE 0 0 0 3,003
SPDR SER TR S&P DIVID ETF 78464A763 6,226 52,454 SH   SOLE 0 0 0 52,454
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 349 8,956 SH   SOLE 0 0 0 8,956
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 10,847 151,427 SH   SOLE 0 0 0 151,427
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,580 28,310 SH   SOLE 0 0 0 28,310
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,697 37,370 SH   SOLE 0 0 0 37,370
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 251 3,578 SH   SOLE 0 0 0 3,578
SYSCO CORP COM 871829107 220 2,597 SH   SOLE 0 0 0 2,597
TESLA INC COM 88160R101 236 350 SH   SOLE 0 0 0 350
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 13,346 93,022 SH   SOLE 0 0 0 93,022
VANGUARD WORLD FD MEGA GRWTH IND 921910816 296 1,631 SH   SOLE 0 0 0 1,631
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 6,274 65,228 SH   SOLE 0 0 0 65,228
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 29,951 390,040 SH   SOLE 0 0 0 390,040
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,713 7,274 SH   SOLE 0 0 0 7,274
VANGUARD WORLD FDS UTILITIES ETF 92204A876 348 2,282 SH   SOLE 0 0 0 2,282
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 548 6,420 SH   SOLE 0 0 0 6,420
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 205 4,931 SH   SOLE 0 0 0 4,931
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 253 4,301 SH   SOLE 0 0 0 4,301
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,773 101,921 SH   SOLE 0 0 0 101,921
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 240 3,920 SH   SOLE 0 0 0 3,920
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 809 2,334 SH   SOLE 0 0 0 2,334
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,554 11,998 SH   SOLE 0 0 0 11,998
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,557 8,878 SH   SOLE 0 0 0 8,878
VANGUARD INDEX FDS SML CP GRW ETF 922908595 535 2,714 SH   SOLE 0 0 0 2,714
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,326 8,853 SH   SOLE 0 0 0 8,853
VANGUARD INDEX FDS MID CAP ETF 922908629 1,376 6,987 SH   SOLE 0 0 0 6,987
VANGUARD INDEX FDS GROWTH ETF 922908736 2,520 11,306 SH   SOLE 0 0 0 11,306
VANGUARD INDEX FDS VALUE ETF 922908744 3,194 24,218 SH   SOLE 0 0 0 24,218
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,086 6,165 SH   SOLE 0 0 0 6,165
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766 348 5,418 SH   SOLE 0 0 0 5,418
WALMART INC COM 931142103 414 3,407 SH   SOLE 0 0 0 3,407