The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 378 116 SH   SOLE 0 0 0 116
APPLE INC COM 037833100 8,008 45,860 SH   SOLE 0 0 0 45,860
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 229 649 SH   SOLE 0 0 0 649
BOEING CO COM 097023105 609 3,179 SH   SOLE 0 0 0 3,179
COCA COLA CO COM 191216100 232 3,750 SH   SOLE 0 0 0 3,750
COMCAST CORP NEW CL A 20030N101 622 13,293 SH   SOLE 0 0 0 13,293
CONSTELLATION BRANDS INC CL A 21036P108 708 3,076 SH   SOLE 0 0 0 3,076
CORMEDIX INC COM 21900C308 274 50,000 SH   SOLE 0 0 0 50,000
COSTCO WHSL CORP NEW COM 22160K105 221 384 SH   SOLE 0 0 0 384
DEERE & CO COM 244199105 221 531 SH   SOLE 0 0 0 531
DISNEY WALT CO COM 254687106 445 3,247 SH   SOLE 0 0 0 3,247
ESSENTIAL UTILS INC COM 29670G102 283 5,538 SH   SOLE 0 0 0 5,538
EXELON CORP COM 30161N101 216 4,545 SH   SOLE 0 0 0 4,545
EXXON MOBIL CORP COM 30231G102 379 4,586 SH   SOLE 0 0 0 4,586
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,806 42,686 SH   SOLE 0 0 0 42,686
GLOBAL X FDS US INFR DEV ETF 37954Y673 271 9,579 SH   SOLE 0 0 0 9,579
HOME DEPOT INC COM 437076102 640 2,137 SH   SOLE 0 0 0 2,137
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274 252 2,085 SH   SOLE 0 0 0 2,085
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 2,560 15,124 SH   SOLE 0 0 0 15,124
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 275 4,926 SH   SOLE 0 0 0 4,926
ISHARES INC MSCI GBL MIN VOL 464286525 1,852 17,666 SH   SOLE 0 0 0 17,666
ISHARES TR CORE S&P TTL STK 464287150 560 5,549 SH   SOLE 0 0 0 5,549
ISHARES TR CORE S&P500 ETF 464287200 335 738 SH   SOLE 0 0 0 738
ISHARES TR CORE S&P MCP ETF 464287507 299 1,114 SH   SOLE 0 0 0 1,114
ISHARES TR US CONSUM DISCRE 464287580 437 5,822 SH   SOLE 0 0 0 5,822
ISHARES TR CORE S&P US GWT 464287671 2,656 25,141 SH   SOLE 0 0 0 25,141
ISHARES TR US INDUSTRIALS 464287754 1,619 15,360 SH   SOLE 0 0 0 15,360
ISHARES TR US HLTHCARE ETF 464287762 1,063 3,680 SH   SOLE 0 0 0 3,680
ISHARES TR CORE S&P SCP ETF 464287804 507 4,698 SH   SOLE 0 0 0 4,698
ISHARES TR MRGSTR MD CP VAL 464288406 239 3,467 SH   SOLE 0 0 0 3,467
ISHARES TR MSCI EAFE MIN VL 46429B689 2,780 38,534 SH   SOLE 0 0 0 38,534
ISHARES TR MSCI USA MIN VOL 46429B697 2,139 27,570 SH   SOLE 0 0 0 27,570
LOWES COS INC COM 548661107 506 2,500 SH   SOLE 0 0 0 2,500
MASTERCARD INCORPORATED CL A 57636Q104 222 620 SH   SOLE 0 0 0 620
MCDONALDS CORP COM 580135101 757 3,060 SH   SOLE 0 0 0 3,060
MICROSOFT CORP COM 594918104 961 3,116 SH   SOLE 0 0 0 3,116
NIKE INC CL B 654106103 263 1,952 SH   SOLE 0 0 0 1,952
NORFOLK SOUTHN CORP COM 655844108 236 828 SH   SOLE 0 0 0 828
PALO ALTO NETWORKS INC COM 697435105 347 557 SH   SOLE 0 0 0 557
PEPSICO INC COM 713448108 505 3,018 SH   SOLE 0 0 0 3,018
PFIZER INC COM 717081103 676 13,051 SH   SOLE 0 0 0 13,051
PROCTER AND GAMBLE CO COM 742718109 331 2,165 SH   SOLE 0 0 0 2,165
SPDR SER TR AEROSPACE DEF 78464A631 407 3,261 SH   SOLE 0 0 0 3,261
SPDR SER TR S&P DIVID ETF 78464A763 5,412 42,242 SH   SOLE 0 0 0 42,242
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 475 10,026 SH   SOLE 0 0 0 10,026
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,667 122,534 SH   SOLE 0 0 0 122,534
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,543 25,409 SH   SOLE 0 0 0 25,409
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,822 37,181 SH   SOLE 0 0 0 37,181
SYSCO CORP COM 871829107 211 2,585 SH   SOLE 0 0 0 2,585
TESLA INC COM 88160R101 377 350 SH   SOLE 0 0 0 350
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 15,801 97,439 SH   SOLE 0 0 0 97,439
VANGUARD WORLD FD MEGA GRWTH IND 921910816 311 1,323 SH   SOLE 0 0 0 1,323
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 6,378 59,431 SH   SOLE 0 0 0 59,431
VANGUARD BD INDEX FDS INTERMED TERM 921937819 671 8,195 SH   SOLE 0 0 0 8,195
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 32,258 414,096 SH   SOLE 0 0 0 414,096
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,796 7,062 SH   SOLE 0 0 0 7,062
VANGUARD WORLD FDS INF TECH ETF 92204A702 231 553 SH   SOLE 0 0 0 553
VANGUARD WORLD FDS UTILITIES ETF 92204A876 353 2,180 SH   SOLE 0 0 0 2,180
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 660 6,520 SH   SOLE 0 0 0 6,520
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 247 5,363 SH   SOLE 0 0 0 5,363
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 269 4,542 SH   SOLE 0 0 0 4,542
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,858 87,824 SH   SOLE 0 0 0 87,824
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,462 39,132 SH   SOLE 0 0 0 39,132
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 223 2,587 SH   SOLE 0 0 0 2,587
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 979 2,359 SH   SOLE 0 0 0 2,359
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,795 11,994 SH   SOLE 0 0 0 11,994
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,929 8,659 SH   SOLE 0 0 0 8,659
VANGUARD INDEX FDS SML CP GRW ETF 922908595 775 3,125 SH   SOLE 0 0 0 3,125
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,472 8,369 SH   SOLE 0 0 0 8,369
VANGUARD INDEX FDS MID CAP ETF 922908629 1,670 7,022 SH   SOLE 0 0 0 7,022
VANGUARD INDEX FDS GROWTH ETF 922908736 3,552 12,350 SH   SOLE 0 0 0 12,350
VANGUARD INDEX FDS VALUE ETF 922908744 273 1,849 SH   SOLE 0 0 0 1,849
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,703 8,013 SH   SOLE 0 0 0 8,013
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766 409 5,527 SH   SOLE 0 0 0 5,527
WALMART INC COM 931142103 484 3,251 SH   SOLE 0 0 0 3,251