The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 224 1,590 SH   SOLE 0 0 0 1,590
AMAZON COM INC COM 023135106 704 211 SH   SOLE 0 0 0 211
APPLE INC COM 037833100 8,189 46,119 SH   SOLE 0 0 0 46,119
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 254 849 SH   SOLE 0 0 0 849
BOEING CO COM 097023105 340 1,689 SH   SOLE 0 0 0 1,689
COCA COLA CO COM 191216100 223 3,763 SH   SOLE 0 0 0 3,763
COMCAST CORP NEW CL A 20030N101 678 13,478 SH   SOLE 0 0 0 13,478
CONSTELLATION BRANDS INC CL A 21036P108 796 3,172 SH   SOLE 0 0 0 3,172
CORMEDIX INC COM 21900C308 228 50,000 SH   SOLE 0 0 0 50,000
COSTCO WHSL CORP NEW COM 22160K105 275 484 SH   SOLE 0 0 0 484
DIAGEO PLC SPON ADR NEW 25243Q205 201 912 SH   SOLE 0 0 0 912
DISNEY WALT CO COM 254687106 479 3,093 SH   SOLE 0 0 0 3,093
ESSENTIAL UTILS INC COM 29670G102 296 5,516 SH   SOLE 0 0 0 5,516
EXELON CORP COM 30161N101 261 4,513 SH   SOLE 0 0 0 4,513
EXXON MOBIL CORP COM 30231G102 280 4,580 SH   SOLE 0 0 0 4,580
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,821 42,300 SH   SOLE 0 0 0 42,300
GLOBAL X FDS US INFR DEV ETF 37954Y673 374 12,998 SH   SOLE 0 0 0 12,998
HOME DEPOT INC COM 437076102 883 2,127 SH   SOLE 0 0 0 2,127
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274 237 2,076 SH   SOLE 0 0 0 2,076
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 2,672 15,738 SH   SOLE 0 0 0 15,738
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 410 7,020 SH   SOLE 0 0 0 7,020
ISHARES INC MSCI GBL MIN VOL 464286525 1,979 18,274 SH   SOLE 0 0 0 18,274
ISHARES TR CORE S&P TTL STK 464287150 592 5,532 SH   SOLE 0 0 0 5,532
ISHARES TR CORE S&P500 ETF 464287200 352 737 SH   SOLE 0 0 0 737
ISHARES TR CORE S&P MCP ETF 464287507 314 1,110 SH   SOLE 0 0 0 1,110
ISHARES TR US CONSUM DISCRE 464287580 489 5,817 SH   SOLE 0 0 0 5,817
ISHARES TR CORE S&P US GWT 464287671 2,964 25,629 SH   SOLE 0 0 0 25,629
ISHARES TR US INDUSTRIALS 464287754 1,912 16,960 SH   SOLE 0 0 0 16,960
ISHARES TR US HLTHCARE ETF 464287762 1,011 3,365 SH   SOLE 0 0 0 3,365
ISHARES TR CORE S&P SCP ETF 464287804 682 5,954 SH   SOLE 0 0 0 5,954
ISHARES TR MRGSTR MD CP VAL 464288406 230 3,372 SH   SOLE 0 0 0 3,372
ISHARES TR MSCI EAFE MIN VL 46429B689 3,658 47,654 SH   SOLE 0 0 0 47,654
ISHARES TR MSCI USA MIN VOL 46429B697 2,236 27,644 SH   SOLE 0 0 0 27,644
ISHARES TR CORE DIV GRWTH 46434V621 309 5,551 SH   SOLE 0 0 0 5,551
LOWES COS INC COM 548661107 683 2,643 SH   SOLE 0 0 0 2,643
MASTERCARD INCORPORATED CL A 57636Q104 223 620 SH   SOLE 0 0 0 620
MCDONALDS CORP COM 580135101 827 3,087 SH   SOLE 0 0 0 3,087
MICROSOFT CORP COM 594918104 717 2,132 SH   SOLE 0 0 0 2,132
NIKE INC CL B 654106103 342 2,053 SH   SOLE 0 0 0 2,053
NORFOLK SOUTHN CORP COM 655844108 246 825 SH   SOLE 0 0 0 825
PALO ALTO NETWORKS INC COM 697435105 310 557 SH   SOLE 0 0 0 557
PEPSICO INC COM 713448108 551 3,169 SH   SOLE 0 0 0 3,169
PFIZER INC COM 717081103 765 12,959 SH   SOLE 0 0 0 12,959
PROCTER AND GAMBLE CO COM 742718109 396 2,423 SH   SOLE 0 0 0 2,423
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 206 3,082 SH   SOLE 0 0 0 3,082
SPDR SER TR AEROSPACE DEF 78464A631 409 3,510 SH   SOLE 0 0 0 3,510
SPDR SER TR S&P DIVID ETF 78464A763 5,299 41,037 SH   SOLE 0 0 0 41,037
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 609 5,948 SH   SOLE 0 0 0 5,948
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,251 114,446 SH   SOLE 0 0 0 114,446
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,477 23,489 SH   SOLE 0 0 0 23,489
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,948 38,233 SH   SOLE 0 0 0 38,233
SYSCO CORP COM 871829107 227 2,890 SH   SOLE 0 0 0 2,890
TESLA INC COM 88160R101 476 450 SH   SOLE 0 0 0 450
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 13,948 81,213 SH   SOLE 0 0 0 81,213
VANGUARD WORLD FD MEGA GRWTH IND 921910816 340 1,303 SH   SOLE 0 0 0 1,303
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 6,248 58,491 SH   SOLE 0 0 0 58,491
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,664 18,995 SH   SOLE 0 0 0 18,995
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 34,020 420,887 SH   SOLE 0 0 0 420,887
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,812 6,801 SH   SOLE 0 0 0 6,801
VANGUARD WORLD FDS INF TECH ETF 92204A702 253 553 SH   SOLE 0 0 0 553
VANGUARD WORLD FDS UTILITIES ETF 92204A876 329 2,104 SH   SOLE 0 0 0 2,104
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 259 2,415 SH   SOLE 0 0 0 2,415
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 288 5,830 SH   SOLE 0 0 0 5,830
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 338 5,555 SH   SOLE 0 0 0 5,555
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,810 83,805 SH   SOLE 0 0 0 83,805
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 4,658 70,080 SH   SOLE 0 0 0 70,080
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 239 2,578 SH   SOLE 0 0 0 2,578
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,012 2,318 SH   SOLE 0 0 0 2,318
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,850 12,310 SH   SOLE 0 0 0 12,310
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,349 9,227 SH   SOLE 0 0 0 9,227
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,081 3,837 SH   SOLE 0 0 0 3,837
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,495 8,357 SH   SOLE 0 0 0 8,357
VANGUARD INDEX FDS MID CAP ETF 922908629 1,824 7,161 SH   SOLE 0 0 0 7,161
VANGUARD INDEX FDS GROWTH ETF 922908736 3,929 12,244 SH   SOLE 0 0 0 12,244
VANGUARD INDEX FDS VALUE ETF 922908744 269 1,829 SH   SOLE 0 0 0 1,829
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,924 8,515 SH   SOLE 0 0 0 8,515
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766 428 5,514 SH   SOLE 0 0 0 5,514
WALMART INC COM 931142103 321 2,220 SH   SOLE 0 0 0 2,220