ISSUER FREE WRITING PROSPECTUS

(RELATING TO THE PRELIMINARY PROSPECTUS

SUPPLEMENT DATED SEPTEMBER 3, 2013 AND

THE PROSPECTUS DATED APRIL 27, 2012)

FILED PURSUANT TO RULE 433

REGISTRATION NO. 333-181005

SEPTEMBER 3, 2013

AMERIPRISE FINANCIAL, INC.
$600,000,000
4.00% SENIOR NOTES DUE 2023

FINAL TERM SHEET DATED SEPTEMBER 3, 2013

Issuer:	Ameriprise Financial, Inc. (“Ameriprise”)
Security:	4.00% Senior Notes due 2023
Trade Date:	September 3, 2013
Settlement Date (T+3):	September 6, 2013
Maturity Date:	October 15, 2023
Coupon:	4.00%
Currency:	USD
Size:	$600,000,000
Security Type:	SEC Registered Senior Notes
Day Count Convention:	30/360
Benchmark Treasury:	UST 2.50% due August 15, 2023
Spread to Benchmark Treasury:	+120 basis points
Benchmark Treasury Spot and Yield:	96-29+; 2.858%
Price to Public:	99.518% of principal amount
Yield to Maturity:	4.058%
Optional Redemption:	In full or in part on one or more occasions, make-whole call at a discount rate of Treasury plus 20 basis points or, if greater, 100% of the principal amount of notes to be redeemed, in each case plus accrued and unpaid interest to the date of redemption.

Proceeds (after underwriting discount and before expenses) to Issuer:	$593,208,000 (98.868% of principal amount)
Interest Payment Dates:	Interest will accrue from September 6, 2013 and will be payable semi-annually in arrears on April 15 and October 15 of each year, commencing April 15, 2014.
Denomination:	$2,000 and integral multiples of $1,000 in excess thereof
CUSIP/ISIN:	03076C AF3 / US03076CAF32
Expected Ratings* (Outlook):	A3 (Moody’s) / A (S&P) (Stable / Stable)
Bookrunners:	Credit Suisse Securities (USA) LLC Goldman, Sachs & Co. J.P. Morgan Securities LLC Wells Fargo Securities, LLC
Co-Managers:	Citigroup Global Markets Inc. HSBC Securities (USA) Inc. Merrill Lynch, Pierce, Fenner & Smith                       Incorporated UBS Securities LLC U.S. Bancorp Investments, Inc.

*Note: An explanation of the significance of ratings may be obtained from the rating agencies.  Generally, rating agencies base their ratings on such material and information, and such of their own investigations, studies and assumptions, as they deem appropriate.  The ratings of the notes should be evaluated independently from similar ratings of other securities.  A credit rating of a security is not a recommendation to buy, sell or hold securities and may be subject to review, revision, suspension, reduction or withdrawal at any time by the assigning rating agency.

The issuer has filed a registration statement (including a prospectus and related preliminary prospectus supplement) with the U.S. Securities and Exchange Commission (SEC) for this offering. Before you invest, you should read the preliminary prospectus supplement and prospectus for this offering in that registration statement, and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by EDGAR at the SEC web site at www.sec.gov. Alternatively, you may obtain a copy of the prospectus and related preliminary prospectus supplement by calling Credit Suisse Securities (USA) LLC toll free at 1-800-221-1037, Goldman, Sachs & Co. toll free at 1-866-471-2526, J.P. Morgan Securities LLC collect at 1-212-834-4533 or Wells Fargo Securities, LLC toll-free at 1-800-326-5897, email: cmclientsupport@wellsfargo.com.

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