Financing Receivables (Tables)

12 Months Ended

Dec. 31, 2011

Financing Receivables

Rollforward of the allowance for loan losses

	December 31, 2011
	Commercial Mortgage Loans			Syndicated Loans			Consumer Bank Loans			Total
	(in millions)
Beginning balance	$	38		$	10		$	16		$	64
Charge-offs		(2	)		—			(12	)		(14	)
Recoveries		—			—			1			1
Provisions		(1	)		(1	)		11			9
Ending balance	$	35		$	9		$	16		$	60
Individually evaluated for impairment	$	10		$	1		$	1		$	12
Collectively evaluated for impairment		25			8			15			48

	December 31, 2010
	Commercial Mortgage Loans			Syndicated Loans			Consumer Bank Loans			Total
	(in millions)
Beginning balance	$	32		$	26		$	13		$	71
Charge-offs		(2	)		(5	)		(12	)		(19	)
Recoveries		—			—			1			1
Provisions		8			(11	)		14			11
Ending balance	$	38		$	10		$	16		$	64
Individually evaluated for impairment	$	8		$	1		$	2		$	11
Collectively evaluated for impairment		30			9			14			53

Financing receivables by impairment method and type of loan

	December 31, 2011
	Commercial Mortgage Loans		Syndicated Loans		Consumer Bank Loans		Total
	(in millions)
Individually evaluated for impairment	$	68	$	5	$	11	$	84
Collectively evaluated for impairment		2,556		359		1,369		4,284
Total	$	2,624	$	364	$	1,380	$	4,368

	December 31, 2010
	Commercial Mortgage Loans		Syndicated Loans		Consumer Bank Loans		Total
	(in millions)
Individually evaluated for impairment	$	75	$	8	$	12	$	95
Collectively evaluated for impairment		2,540		303		1,054		3,897
Total	$	2,615	$	311	$	1,066	$	3,992

Purchases and sales of loans under financing receivables

	Years Ended December 31,
	2011		2010
	(in millions)
Purchases
Consumer bank loans	$	373	$	283
Syndicated loans		194		59
Total loans purchased	$	567	$	342
Sales
Consumer bank loans	$	209	$	415
Syndicated loans		2		40
Total loans sold	$	211	$	455

Schedule of commercial mortgage loans by geographic region and specific collateral property type (Table)

	Loans				Percentage
	December 31,				December 31,
	2011		2010		2011			2010
	(in millions)
East North Central	$	252	$	242		10	%		9	%
East South Central		65		66		2			3
Middle Atlantic		223		215		9			8
Mountain		284		301		11			11
New England		141		156		5			6
Pacific		584		541		22			21
South Atlantic		648		625		25			24
West North Central		244		271		9			10
West South Central		183		198		7			8
		2,624		2,615		100	%		100	%
Less: allowance for loan losses		35		38
Total	$	2,589	$	2,577

	Loans				Percentage
	December 31,				December 31,
	2011		2010		2011			2010
	(in millions)
Apartments	$	392	$	351		15	%		13	%
Hotel		51		57		2			2
Industrial		480		475		18			18
Mixed Use		42		43		2			2
Office		694		747		26			29
Retail		845		843		32			32
Other		120		99		5			4
		2,624		2,615		100	%		100	%
Less: allowance for loan losses		35		38
Total	$	2,589	$	2,577