Reinsurance (Tables)

12 Months Ended

Dec. 31, 2015

Reinsurance Disclosures [Abstract]

Schedule of effect of reinsurance on premiums - traditional long-duration products[Table Text Block]

The effect of reinsurance on premiums for the Company’s traditional long-duration contracts was as follows:

	Years Ended December 31,
	2015			2014			2013
	(in millions)
Direct premiums	$	629		$	645		$	650
Reinsurance ceded	(223		)	(222		)	(220		)
Net premiums	$	406		$	423		$	430

Schedule of effect of reinsurance on premiums - short-duration products [Table Text Block]

The effect of reinsurance on premiums for the Company’s short-duration contracts was as follows:

	Years Ended December 31,
	2015			2014			2013
	(in millions)
Written premiums
Direct	$	1,093		$	1,025		$	900
Ceded	(19		)	(17		)	(16		)
Total net written premiums	$	1,074		$	1,008		$	884
Earned premiums
Direct	$	1,068		$	979		$	868
Ceded	(19		)	(17		)	(16		)
Total net earned premiums	$	1,049		$	962		$	852