Reinsurance Reinsurance (Tables)

12 Months Ended

Dec. 31, 2013

effect of reinsurance on property and casualty premiums written and earned [Line Items]

Effects of Reinsurance

The effect of reinsurance on premiums for the Company’s long-duration contracts was as follows:

	Years Ended December 31,
	2013			2012			2011
	(in millions)
Direct premiums	$	650		$	661		$	707
Reinsurance ceded	(220		)	(219		)	(214		)
Net premiums	$	430		$	442		$	493

Property and Casualty Personal Insurance

effect of reinsurance on property and casualty premiums written and earned [Line Items]

effect of reinsurance on property and casualty premiums written and earned [Table Text Block]

The effect of reinsurance on premiums for the Company’s short-duration contracts was as follows:

	Years Ended December 31,
	2013			2012			2011
	(in millions)
Written premiums
Direct	$	900		$	814		$	756
Ceded	(16		)	(13		)	(14		)
Total net written premiums	$	884		$	801		$	742
Earned premiums
Direct	$	868		$	795		$	741
Ceded	(16		)	(14		)	(14		)
Total net earned premiums	$	852		$	781		$	727