Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Investments:
Debt securities, available-for-sale, at fair value (amortized cost; $315,029 in 2021 and $502,167 in 2020)	$ 317,916	$ 507,279
Equity securities (cost; $39,129 in 2021 and $26,988 in 2020)	45,362	29,388
Total investments	363,278	536,667
Cash and cash equivalents	325,833	102,580
Restricted cash	3,793	5,728
Ceded unearned premiums	145,858	143,446
Premiums receivable	85,177	120,332
Accounts receivable	6,595	5,967
Receivable for securities	5,613	913
Reinsurance recoverable	515,088	497,846
Deferred policy acquisition costs	10,494	17,840
Intangible assets, net	944	1,322
Federal income tax recoverable	17,347	24,691
Deferred federal income taxes, net	9,326	8,724
Prepaid expenses	4,683	2,648
Other assets	26,179	28,013
Total assets	1,520,208	1,496,717
Liabilities:
Reserves for unpaid losses and loss adjustment expenses	815,381	789,768
Unearned premiums	300,383	320,806
Senior unsecured notes due 2029 (less unamortized debt issuance costs of $770 in 2021 and $844 in 2020)	49,230	49,156
Subordinated debt securities (less unamortized debt issuance costs of $757 in 2021 and $795 in 2020)	55,946	55,907
Reinsurance payable	71,183	61,100
Pension liability	1,530	1,859
Payable for securities	1,047
Accounts payable and other accrued expenses	47,728	50,415
Total liabilities	1,342,428	1,329,011
Commitments and contingencies (Note 19)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2021 and 2020	3,757	3,757
Additional paid-in capital	122,773	122,893
Retained earnings	77,270	65,699
Accumulated other comprehensive (loss) income	(1,272)	383
Treasury stock (2,700,364 shares in 2021 and 2,730,673 in 2020), at cost	(24,748)	(25,026)
Total stockholders' equity	177,780	167,706
Total liabilities and stockholders' equity	$ 1,520,208	$ 1,496,717