Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Investments:
Debt securities, available-for-sale, at fair value (amortized cost; $502,167 in 2020 and $569,498 in 2019)	$ 507,279	$ 574,279
Equity securities (cost; $26,988 in 2020 and $71,895 in 2019)	29,388	99,215
Other investments (cost; $0 in 2020 and $3,763 in 2019)	0	2,169
Total investments	536,667	675,663
Cash and cash equivalents	102,580	53,336
Restricted cash	5,728	1,612
Ceded unearned premiums	138,926	164,221
Premiums receivable	120,332	148,288
Accounts receivable	5,967	4,286
Receivable for securities	913	12,581
Reinsurance recoverable	490,231	315,466
Deferred policy acquisition costs	17,840	22,994
Goodwill	0	44,695
Intangible assets, net	1,322	5,087
Federal income recoverable	25,642	8,995
Deferred federal income taxes, net	8,724	2,185
Prepaid expenses	2,648	2,603
Other assets	28,013	33,262
Total assets	1,485,533	1,495,274
Liabilities:
Senior unsecured notes due 2029 (less unamortized debt issuance cost of $844 in 2020 and $942 in 2019)	49,156	49,058
Subordinated debt securities (less unamortized debt issuance cost of $795 in 2020 and $846 in 2019)	55,907	55,856
Reserves for unpaid losses and loss adjustment expenses	789,768	620,355
Unearned premiums	320,806	388,926
Reinsurance payable	46,700	59,274
Pension liability	1,859	1,388
Payable for securities		1,648
Accounts payable and other accrued expenses	50,415	55,487
Total liabilities	1,314,611	1,231,992
Commitments and contingencies (Note 18)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2020 and 2019	3,757	3,757
Additional paid-in capital	122,893	123,468
Retained earnings	68,915	160,570
Accumulated other comprehensive income	383	688
Treasury stock (2,730,673 shares in 2020 and 2,749,738 in 2019), at cost	(25,026)	(25,201)
Total stockholders' equity	170,922	263,282
Total liabilities and stockholders' equity	$ 1,485,533	$ 1,495,274