The changes in accumulated other comprehensive income balances as of December 31, 2016, 2015, and 2014 were as follows (in thousands):



	Pension Liability		Unrealized Gains (Loss)		Accumulated Other Comprehensive Income (Loss)
Balance at January 1, 2014	$	(1,480)	$	18,363	$	16,883
Other comprehensive income:
Change in net actuarial loss		(1,723)		-		(1,723)
Tax effect on change in net actuarial loss		603		-		603
Unrealized holding gains arising during the period		-		3,543		3,543
Tax effect on unrealized gains arising during the period		-		(1,240)		(1,240)
Reclassification adjustment for gains included in net realized gains		-		(408)		(408)
Tax effect on reclassification adjustment for gains included in income tax expense		-		143		143
Other comprehensive income, net of tax		(1,120)		2,038		918

Balance at December 31, 2014	$	(2,600)	$	20,401	$	17,801
Other comprehensive loss:
Change in net actuarial gain		43		-		43
Tax effect on change in net actuarial gain		(15)		-		(15)
Unrealized holding losses arising during the period		-		(10,191)		(10,191)
Tax effect on unrealized losses arising during the period		-		3,567		3,567
Reclassification adjustment for gains included in net realized gains		-		(5,826)		(5,826)
Tax effect on reclassification adjustment for gains included in income tax expense		-		2,039		2,039
Other comprehensive loss, net of tax		28		(10,411)		(10,383)

Balance at December 31, 2015	$	(2,572)	$	9,990	$	7,418
Other comprehensive income:
Change in net actuarial loss		(145)		-		(145)
Tax effect on change in net actuarial loss		51		-		51
Unrealized holding gains arising during the period		-		6,019		6,019
Tax effect on unrealized gains arising during the period		-		(2,107)		(2,107)
Reclassification adjustment for gains included in net realized gains		-		(1,331)		(1,331)
Tax effect on reclassification adjustment for gains included in income tax expense		-		466		466
Other comprehensive income, net of tax		(94)		3,047		2,953

Balance at December 31, 2016	$	(2,666)	$	13,037	$	10,371