Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Debt securities, available-for-sale, at fair value (cost: $497,251 in 2015 and $450,770 in 2014)	$ 494,054	$ 450,785
Equity securities, available-for-sale, at fair value (cost: $25,080 in 2015 and $25,360 in 2014)	56,629	56,444
Total investments	550,683	507,229
Cash and cash equivalents	116,554	130,985
Restricted cash	14,687	11,914
Ceded unearned premiums	60,333	53,376
Premiums receivable	87,602	71,003
Accounts receivable	2,128	3,141
Receivable for securities	2,567	932
Reinsurance recoverable	112,584	109,719
Deferred policy acquisition costs	21,310	20,746
Goodwill	44,695	44,695
Intangible assets, net	16,193	17,427
Prepaid expenses	2,724	1,823
Other assets	9,882	7,879
Total assets	1,041,942	980,869
LIABILITIES AND STOCKHOLDERS' EQUITY
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	444,327	415,135
Unearned premiums	213,290	196,826
Reinsurance balances payable	32,468	26,403
Pension liability	2,527	2,619
Payable for securities	3,412	1,321
Federal income tax payable	3,007	968
Deferred federal income taxes, net	410	3,092
Accounts payable and other accrued expenses	23,487	25,766
Total liabilities	$ 779,630	$ 728,832
Commitments and Contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333; issued 20,872,831 shares in 2015 and 2014	$ 3,757	$ 3,757
Additional paid-in capital	123,618	123,194
Retained earnings	131,357	119,638
Accumulated other comprehensive income	15,956	17,801
Treasury stock (1,626,863 shares in 2015 and 1,655,306 in 2014), at cost	(12,376)	(12,353)
Total stockholders' equity	262,312	252,037
Liabilities and equity, total	$ 1,041,942	$ 980,869