Segment Information (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended								12 Months Ended
	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Revenues
Revenues	$ 88,623	$ 85,620	$ 84,571	$ 82,986	$ 83,102	$ 83,748	$ 78,513	$ 77,408	$ 341,800	$ 322,771	$ 307,060
Depreciation and Amortization Expense
Depreciation and Amortization Expense									4,421	5,064	4,751
Interest Expense
Interest Expense									4,634	4,631	4,598
Tax Expense (Benefit)
Income tax benefit	504	1,350	(2,351)	23	94	602	(9,264)	(386)	(474)	(8,954)	863
Pre-tax income (loss), net of non-controlling interest:
Consolidated Pre-tax income (loss), net of non-controlling interest									3,050	(19,845)	8,266
Standard Commercial Segment [Member]
Revenues
Revenues									73,119	72,830	69,670
Depreciation and Amortization Expense
Depreciation and Amortization Expense									186	174	159
Interest Expense
Interest Expense									0	0	0
Tax Expense (Benefit)
Income tax benefit									372	(376)	(1,378)
Pre-tax income (loss), net of non-controlling interest:
Consolidated Pre-tax income (loss), net of non-controlling interest									(2,486)	1,335	(2,301)
Specialty Commercial Segment [Member]
Revenues
Revenues									178,917	142,838	131,076
Depreciation and Amortization Expense
Depreciation and Amortization Expense									2,892	3,293	3,703
Interest Expense
Interest Expense									0	0	0
Tax Expense (Benefit)
Income tax benefit									1,875	4,454	4,021
Pre-tax income (loss), net of non-controlling interest:
Consolidated Pre-tax income (loss), net of non-controlling interest									25,932	14,348	13,332
Personal Segment [Member]
Revenues
Revenues									89,149	101,351	96,741
Depreciation and Amortization Expense
Depreciation and Amortization Expense									1,230	1,431	666
Interest Expense
Interest Expense									0	0	0
Tax Expense (Benefit)
Income tax benefit									(968)	(13,991)	(763)
Pre-tax income (loss), net of non-controlling interest:
Consolidated Pre-tax income (loss), net of non-controlling interest									(8,535)	(29,647)	(630)
Corporate [Member]
Revenues
Revenues									615	5,752	9,573
Depreciation and Amortization Expense
Depreciation and Amortization Expense									113	166	223
Interest Expense
Interest Expense									4,634	4,631	4,598
Tax Expense (Benefit)
Income tax benefit									(1,753)	959	(1,017)
Pre-tax income (loss), net of non-controlling interest:
Consolidated Pre-tax income (loss), net of non-controlling interest									$ (11,861)	$ (5,881)	$ (2,135)