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Reserves for Unpaid Losses and Loss Adjustment Expenses (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Balance at January 1 $ 296,945 $ 251,677 $ 184,662
Less reinsurance recoverable 42,044 37,954 8,412
Net Balance at January 1 254,901 213,723 176,250
Acquisition of subsidiaries effective July 1 0 8,816 0
Incurred related to:      
Current year 230,089 222,869 193,354
Prior years (3,675) 16,366 9,190
Total incurred 226,414 239,235 202,544
Paid related to:      
Current year 107,945 101,025 91,424
Prior years 109,538 105,848 73,647
Total paid 217,483 206,873 165,071
Net Balance at December 31 263,832 254,901 213,723
Plus reinsurance recoverable 49,584 42,044 37,954
Balance at December 31 $ 313,416 $ 296,945 $ 251,677