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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Gross premiums written $ 389,842 $ 354,881 $ 320,973
Ceded premiums written (57,353) (51,005) (39,332)
Net premiums written 332,489 303,876 281,641
Change in unearned premiums (13,053) (10,835) (3,370)
Net premiums earned 319,436 293,041 278,271
Investment income, net of expenses 15,293 15,880 14,849
Net realized gains 1,943 3,633 8,402
Finance charges 5,957 6,826 7,054
Commission and fees (1,145) 3,175 (1,575)
Other income 316 216 59
Total revenues 341,800 322,771 307,060
Losses and loss adjustment expenses 226,414 239,235 202,544
Operating expenses 103,792 95,106 87,882
Interest expense 4,634 4,631 4,598
Amortization of intangible assets 3,586 3,586 3,665
Total expenses 338,426 342,558 298,689
Income (loss) before tax 3,374 (19,787) 8,371
Income tax (benefit) expense (474) (8,954) 863
Net income (loss) 3,848 (10,833) 7,508
Less: Net income attributable to non-controlling interest 324 58 105
Net income (loss) attributable to Hallmark Financial Services, Inc. $ 3,524 $ (10,891) $ 7,403
Net income (loss) per share attributable to Hallmark Financial Services, Inc. common stockholders:      
Basic (in dollars per share) $ 0.18 $ (0.55) $ 0.37
Diluted (in dollars per share) $ 0.18 $ (0.55) $ 0.37