18.

Changes in Accumulated Other Comprehensive Income Balances:

The changes in accumulated other comprehensive income balances as of March 31, 2012 and 2011 were as follows (in thousands):

	Minimum						Accumulated Other
	Pension			Unrealized			Comprehensive
	Liability			Gains (Loss)			Income (Loss)
Balance at December 31, 2010	$	(2,024	)	$	11,661		$	9,637
Other comprehensive income:
Change in net actuarial loss		71			-			71
Tax effect on change in net actuarial loss		(25	)		-			(25	)
Net unrealized holding gains (losses) arising during the period		-			(1,152	)		(1,152	)
Tax effect on unrealized gains (losses) arising during the period					403			403
Reclassification adjustment for gains (losses) included in net income		-			(1,119	)		(1,119	)
Tax effect on reclassification adjustment for gains (losses) included in net income		-			392			392
Other comprehensive income (loss), net of tax		46			(1,476	)		(1,430	)
Balance at March 31, 2011	$	(1,978	)	$	10,185		$	8,207

Balance at December 31, 2011	$	(2,978	)	$	9,424		$	6,446
Other comprehensive loss:
Change in net actuarial loss		120			-			120
Tax effect on change in net actuarial loss		(42	)		-			(42	)
Net unrealized holding gains (losses) arising during the period		-			2,024			2,024
Tax effect on unrealized gains (losses) arising during the period					(709	)		(709	)
Reclassification adjustment for gains (losses) included in net income		-			101			101
Tax effect on reclassification adjustment for gains (losses) included in net income		-			(35	)		(35	)
Other comprehensive income (loss), net of tax		78			1,381			1,459

Balance at March 31, 2012	$	(2,900	)	$	10,805		$	7,905