Schedule III - Supplementary Insurance Information

12 Months Ended

Dec. 31, 2011

Schedule III - Supplementary Insurance Information

Schedule III - Supplementary Insurance Information

(In thousands)

Column A	Column B		Column C		Column D		Column E		Column F		Column G		Column H		Column I		Column J		Column K
			Future
			Policy
			Benefits,
			Losses,				Other								Amortization
	Deferred		Claims and				Policy						Benefits,		of Deferred
	Policy		Loss				Claims				Net		Claims, Losses		Policy		Other		Net
	Acquisition		Adjustment		Unearned		and Benefits		Premium		Investment		and Settlement		Acquisition		Operating		Premiums
Segment	Costs		Expenses		Premiums		Payable		Revenue		Income		Expenses		Costs		Expenses		Written
2011
Personal Segment	$	5,777	$	53,280	$	26,307	$	-	$	92,962	$	2,470	$	101,030	$	13,057	$	29,706	$	95,655
Standard Commercial Segment		6,225		100,487		32,854		-		64,586		4,061		50,940		13,238		20,589		63,944
Specialty Commercial Segment		11,406		143,178		86,943		-		135,493		7,416		87,265		22,986		39,471		144,277
Corporate		-		-		-		-		-		1,933		-		-		6,962		-

Consolidated	$	23,408	$	296,945	$	146,104	$	-	$	293,041	$	15,880	$	239,235	$	49,281	$	96,728	$	303,876

2010
Personal Segment	$	5,401	$	50,768	$	33,152	$	-	$	88,602	$	2,135	$	72,165	$	22,433	$	26,855	$	95,096
Standard Commercial Segment		6,168		84,524		33,134		-		65,571		4,475		51,468		13,353		20,128		63,572
Specialty Commercial Segment		10,110		116,385		74,679		-		124,098		7,073		78,911		21,573		34,933		122,973
Corporate		-		-		-		-		-		1,166		-		-		6,960		-

Consolidated	$	21,679	$	251,677	$	140,965	$	-	$	278,271	$	14,849	$	202,544	$	57,359	$	88,876	$	281,641

2009
Personal Segment	$	3,760	$	24,808	$	17,001	$	-	$	67,512	$	1,809	$	43,794	$	15,027	$	19,915	$	71,708
Standard Commercial Segment		6,532		79,429		35,098		-		71,290		5,009		44,372		14,456		22,196		68,082
Specialty Commercial Segment		10,500		80,425		72,990		-		112,270		5,907		65,453		22,848		43,143		121,950
Corporate		-		-		-		-		-		2,222		-		-		8,246		-

Consolidated	$	20,792	$	184,662	$	125,089	$	-	$	251,072	$	14,947	$	153,619	$	52,331	$	93,500	$	261,740

- Definition

The entire disclosure for required supplementary insurance information giving segment detail in support of various balance sheet and income statement captions. The balance sheet information generally is presented as of the date of each audited balance sheet filed, and the income statement information generally is presented for each period for which an audited income statement is required to be filed. Supplementary insurance information table includes segment name; deferred policy acquisition costs; future policy benefits, losses, claims and loss expenses; unearned premiums; other policy claims and benefits payable; premium revenue; net investment income; benefits, claims, losses and settlement expenses; amortization of deferred policy acquisition costs; other operating expenses; and premiums written.

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