EX-21 5 l86561aex21.txt EX-21 SUBSIDIARIES OF THE REGISTRANT 1 EXHIBIT 21
CHARTER ONE FINANCIAL, INC. SUBSIDIARIES OF THE REGISTRANT AT DECEMBER 31, 2000 JURISDICTION OF PERCENT OF INCORPORATION OWNERSHIP ---------------------- ----------- CHARTER ONE COMMERCIAL.......................................... New York 100% CHARTER ONE REINSURANCE......................................... Vermont 100% CHARTER MICHIGAN BANCORP, INC................................... Michigan 100% SUBSIDIARY OF CHARTER ONE COMMERCIAL ALVEST Financial Services, Inc................................ New York 100% SUBSIDIARIES OF CHARTER MICHIGAN BANCORP, INC. Charter One Bank, F.S.B....................................... United States 100% FirstFed of Michigan International N.V........................ Netherland Antilles 100% St. Paul Financial Development Corp........................... Illinois 100% SUBSIDIARIES OF CHARTER ONE BANK, F.S.B. Aplan Holding Company, Inc.................................... New York 100% CDC - Asbany Corp............................................. New York 100% Charter One Credit Corp....................................... Ohio 100% Charter One Securities, Inc................................... Ohio 100% First Financial Services and Development Corporation.......... Ohio 100% Gable CVF, Inc................................................ New York 100% GCCC, Inc. dba CTS............................................ Ohio 100% Investment Network, Inc....................................... Illinois 100% Servco, Inc................................................... Ohio 100% Shore Holdings, Inc........................................... New York 100% SPF Insurance Agency, Inc..................................... Illinois 100% Superior West, Inc............................................ Nevada 100% 1215 Financial Center Associates Ltd.......................... Ohio 99% SUBSIDIARIES OF CHARTER ONE MORTGAGE CORP. AHF Securities Limited........................................ New York 100% AHF Subordinated Securities Limited........................... New York 100% SUBSIDIARIES OF FIRST FINANCIAL SERVICES AND DEVELOPMENT CORPORATION Bay Life Insurance Company, Inc. ............................. Arizona 100% Charter One Auto Finance Corp................................. New York 100% Charter One Insurance Agency, Inc............................. Ohio 100% Charter One Mortgage Corp..................................... New York 100% ICX Corporation. ............................................. Ohio 100% Real Estate Appraisal Services, Inc. ......................... Ohio 100% 1001 Insurance Agency, Inc. .................................. Michigan 100% SUBSIDIARY OF INVESTMENT NETWORK, INC. Investment Network Advisors, Inc.............................. Illinois 100% SUBSIDIARIES OF SERVCO, INC. Thriftco, Inc................................................. Ohio 100% 1001 Services, Inc............................................ Michigan 100% SUBSIDIARY OF SUPERIOR WEST INC. Warm Springs Investments, Inc................................. Nevada 100%