-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, HGuofzRkmn6F9+BPNtWh6wbgdXkoIIMGJ58vEOye5mAHj/CEfK4c1Z3k5TV0n4/z +5GnM4/VycG9Z85DlDx4iA== 0000927089-98-000114.txt : 19980723 0000927089-98-000114.hdr.sgml : 19980723 ACCESSION NUMBER: 0000927089-98-000114 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 19980722 ITEM INFORMATION: ITEM INFORMATION: FILED AS OF DATE: 19980722 SROS: NONE FILER: COMPANY DATA: COMPANY CONFORMED NAME: CHARTER ONE FINANCIAL INC CENTRAL INDEX KEY: 0000819692 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 341567092 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: SEC FILE NUMBER: 000-16311 FILM NUMBER: 98669753 BUSINESS ADDRESS: STREET 1: 1215 SUPERIOR AVE CITY: CLEVELAND STATE: OH ZIP: 44114 BUSINESS PHONE: 2165665300 MAIL ADDRESS: STREET 1: 1215 SUPERIOR AVENUE STREET 2: 1215 SUPERIOR AVENUE CITY: CLEVELAND STATE: OH ZIP: 44114 8-K 1 CURRENT REPORT SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 1998 CHARTER ONE FINANCIAL, INC. (Exact name of registrant as specified in its charter) Delaware 0-16311 34-1567092 (State or other (Commission File Number) (IRS Employer jurisdiction of Identification incorporation) No.) 1215 Superior Avenue Cleveland, Ohio 44114 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (216) 566-5300 N/A (Former name or former address, if changed since last report.) 1 Item 5. Other Events. Charter One Financial, Inc. ("Charter One") is filing this Current Report on Form 8-K to incorporate by reference herein the Annual Report on Form 10-K for the fiscal year ended December 31, 1997 and the Quarterly Report on Form 10-Q for the quarter ended March 31, 1998 of ALBANK Financial Corporation ("ALBANK"). This Current Report on Form 8-K is to be incorporated by reference into the Registration Statement on Form S-4 to be filed by Charter One in connection with the acquisition of CS Financial Corporation. Item 7. Financial Statements and Exhibits (c) Exhibits 99.1 The Annual Report on Form 10-K of ALBANK for the fiscal year ended December 31, 1997 (Registration No. 000- 19843)is incorporated herein by reference. 99.2 The Quarterly Report on Form 10-Q of ALBANK for the quarter ended March 31, 1998 (Registration No. 000-19843) is incorporated herein by reference. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CHARTER ONE FINANCIAL, INC. Date: July 22, 1998 By: /s/ Robert J. Vana Robert J. Vana Chief Corporate Counsel and Secretary 3 EXHIBIT INDEX Exhibit Number Description 99.1 The Annual Report on Form 10-K of ALBANK for the fiscal year ended December 31, 1997 (Registration Number 000-19843) is incorporated herein by reference. 99.2 The Quarterly Report on Form 10-Q of ALBANK for the quarter ended March 31, 1998 (Registration No. 000- 19843) is incorporated herein by reference. 4 -----END PRIVACY-ENHANCED MESSAGE-----