Note 13 - Fair Value of Financial Instruments (Tables)

3 Months Ended

Mar. 31, 2024

Notes Tables

Fair Value, Assets Measured on Recurring Basis [Table Text Block]

	March 31, 2024						December 31, 2023
Dollars in thousands		Level 1		Level 2		Level 3		Level 1		Level 2		Level 3
Student Loan Pools	$	—	$	47,703	$	—	$	—	$	50,366	$	—
SBA Bonds		—		70,800		—		—		76,753		—
Tax Exempt Municipal Bonds		—		20,035		—		—		21,236		—
Taxable Municipal Bonds		—		52,752		—		—		53,115		—
MBS		—		341,179		—		—		336,170		—
Total	$	—	$	532,469	$	—	$	—	$	537,640	$	—

Fair Value Measurements, Nonrecurring [Table Text Block]

	March 31, 2024
Assets (Dollars in thousands):	Level 1		Level 2		Level 3		Total
Mortgage Loans Held For Sale	$	—	$	104	$	—	$	104
Collateral Dependent Loans		—		—		5,115		5,115
Land Held for Sale		—		—		938		938
Total	$	—	$	104	$	6,053	$	6,157

	December 31, 2023
Assets (Dollars in thousands):	Level 1		Level 2		Level 3		Total
Mortgage Loans Held For Sale	$	—	$	967	$	—	$	967
Collateral Dependent Loans		—		—		5,210		5,210
Land Held for Sale		—		—		938		938
Total	$	—	$	967	$	6,148	$	7,115

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

			Range of Inputs
Level 3 Assets	Valuation Technique	Significant Unobservable Inputs	March 31, 2024			December 31, 2023
Land Held for Sale	Appraised Value/Comparable Sales	Discounts to appraised values for estimated holding or selling costs			10%	10%
Collateral Dependent Loans	Appraised Value	Discounts to appraised values for estimated holding and/or selling costs or age of appraisal	10%	-	12%	10% - 12%

Fair Value, by Balance Sheet Grouping [Table Text Block]

March 31, 2024	Carrying		Fair Value
	Amount		Total		Level 1		Level 2		Level 3
Financial Assets:	(Dollars in thousands)
Cash and Cash Equivalents	$	92,775	$	92,775	$	92,775	$	—	$	—
Certificates of Deposits with Other Banks		2,350		2,350		—		2,350		—
AFS Securities		532,469		532,469		—		532,469		—
HTM Securities		159,085		154,938		—		154,938		—
Loans Receivable, Net		645,903		630,093		—		—		630,093
FHLB Stock		1,041		1,041		1,041		—		—
Financial Liabilities:
Deposits:
Checking, Savings & Money Market Accounts	$	965,303	$	965,303	$	965,303	$	—	$	—
Certificates of Deposits		240,576		238,946		—		238,946		—
Borrowings from FRB		74,200		73,874		73,874		—		—
Other Borrowed Money		19,528		19,528		19,528		—		—
Subordinated Debentures		26,500		23,432		—		23,432		—
Junior Subordinated Debentures		5,155		5,155		—		5,155		—

December 31, 2023	Carrying		Fair Value
	Amount		Total		Level 1		Level 2		Level 3
Financial Assets:	(Dollars in thousands)
Cash and Cash Equivalents	$	128,284	$	128,284	$	128,284	$	—	$	—
Certificates of Deposits with Other Banks		2,350		2,350		—		2,350		—
AFS Securities		537,640		537,640		—		537,640		—
HTM Securities		163,072		158,540		—		158,540		—
Loans Receivable, Net		621,562		610,410		—		—		610,410
FHLB Stock		922		922		922		—		—
Financial Liabilities:
Deposits:
Checking, Savings & Money Market Accounts	$	964,247	$	964,247	$	964,247	$	—	$	—
Certificates of Deposits		230,750		229,278		—		229,278		—
Borrowings from FRB		119,200		118,926		118,926		—		—
Other Borrowed Money		19,180		19,180		19,180		—		—
Subordinated Debentures		26,500		23,036		—		23,036		—
Junior Subordinated Debentures		5,155		5,155		—		5,155		—