Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Tables)

12 Months Ended

Dec. 31, 2023

Notes Tables

Fair Value, Assets Measured on Recurring Basis [Table Text Block]

	December 31, 2023						December 31, 2022
(Dollars in thousands)	Level 1		Level 2		Level 3		Level 1		Level 2		Level 3
Student Loan Pools	$	—	$	50,366	$	—	$	—	$	59,158	$	—
SBA Bonds		—		76,753		—		—		99,630		—
Tax Exempt Municipal Bonds		—		21,236		—		—		21,310		—
Taxable Municipal Bonds		—		53,115		—		—		50,770		—
MBS		—		336,170		—		—		319,280		—
Total	$	—	$	537,640	$	—	$	—	$	550,148	$	—

Fair Value Measurements, Nonrecurring [Table Text Block]

	December 31, 2023
Assets (in thousands):	Level 1		Level 2		Level 3		Total
Mortgage Loans Held For Sale	$	—	$	967	$	—	$	967
Land Held For Sale		—		—		938		938
Collateral Dependent Loans		—		—		5,210		5,210
Total	$	—	$	967	$	6,148	$	7,115

	December 31, 2022
Assets (in thousands):	Level 1		Level 2		Level 3		Total
Mortgage Loans Held For Sale	$	—	$	913	$	—	$	913
Land Held For Sale		—		—		1,097		1,097
Collateral Dependent Loans		—		—		5,566		5,566
OREO		—		—		120		120
Total	$	—	$	913	$	6,783	$	7,696

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

	Valuation	Significant	2023			2022
Level 3 Assets	Technique	Unobservable Inputs	Range			Range
Land Held for Sale	Appraised Value/Comparable Sales	Discounts to appraised values for estimated holding or selling costs		10	%		10	%
Collateral Dependent Loans	Appraised Value	Discounts to appraised values or cash flows for estimated holding and/or selling costs or age of appraisal		10% - 12%			8% - 13%
OREO	Appraised Value/Comparable Sales	Discounts to appraised values for estimated holding or selling costs		N/A			30	%

Fair Value, by Balance Sheet Grouping [Table Text Block]

	December 31, 2023
	Carrying		Fair Value
(In Thousands)	Amount		Total		Level 1		Level 2		Level 3
Financial Assets:
Cash and Cash Equivalents	$	128,284	$	128,284	$	128,284	$	—	$	—
Certificates of Deposits with Other Banks		2,350		2,350		—		2,350		—
Investment Securities		700,712		696,180		—		696,180		—
Loans Receivable, Net		621,562		610,410		—		—		610,410
FHLB Stock		922		922		922		—		—
Financial Liabilities:
Deposits:
Checking, Savings and Money Market Accounts	$	964,247	$	964,247	$	964,247	$	—	$	—
Certificate Accounts		230,750		229,278		—		229,278		—
Borrowings from FRB		119,200		118,926		118,926		—		—
Other Borrowed Money		19,180		19,180		19,180		—		—
Subordinated Debentures		26,500		23,036		—		23,036		—
Junior Subordinated Debentures		5,155		5,155		—		5,155		—

	December 31, 2022
	Carrying		Fair Value
(In Thousands)	Amount		Total		Level 1		Level 2		Level 3
Financial Assets:
Cash and Cash Equivalents	$	28,502	$	28,502	$	28,502	$	—	$	—
Certificates of Deposits with Other Banks		1,100		1,100		—		1,100		—
Investment Securities		717,586		711,612		—		711,612		—
Loans Receivable, Net		549,004		528,174		—		—		528,174
FHLB Stock		651		651		651		—		—
Financial Liabilities:
Deposits:
Checking, Savings and Money Market Accounts	$	968,054	$	968,054	$	968,054	$	—	$	—
Certificate Accounts		142,031		138,382		—		138,382		—
Borrowings from FRB		44,080		44,071		44,071		—		—
Other Borrowed Money		27,588		27,588		27,588		—		—
Subordinated Debentures		26,500		24,435		—		24,435		—
Junior Subordinated Debentures		5,155		5,155		—		5,155		—