Consolidated Statements of Cash Flows (Unaudited) - USD ($)		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income		$ 4,452,297	$ 3,712,834
Adjustments To Reconcile Net Income To Net Cash Provided By Operating Activities:
Depreciation Expense		1,074,843	974,969
Discount Accretion and Premium Amortization, net		2,249,971	3,860,615
Provision for Credit Losses		221,000	0
Earnings on BOLI	[1]	(306,437)	(306,203)
Gain on Sales of Loans	[1]	(394,940)	(1,224,824)
Writedown of Land Held for Sale		0	433,077
Write Down of OREO		14,700	0
Amortization of Operating Lease ROU Assets		227,523	214,520
Proceeds From Sale of Loans Held For Sale		13,689,002	38,267,947
Origination of Loans Held For Sale		(13,600,801)	(33,594,750)
Increase in Accrued Interest Receivable		(192,727)	(153,344)
Other, Net		2,354,318	(198,921)
Net Cash Provided By Operating Activities		9,788,749	11,985,920
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of Investments AFS		(27,119,351)	(59,674,541)
Proceeds from Paydowns and Maturities of Investments AFS		34,376,696	59,699,068
Purchase of Investments HTM		(16,936,251)	(84,220,113)
Proceeds from Paydowns and Maturities of Investments HTM		7,780,215	2,622,788
Purchase of FHLB Stock		(8,000)	(64,800)
Increase in Loans Receivable		(41,239,991)	(6,930,842)
Purchase and Improvement of Premises and Equipment		(1,948,759)	(2,703,463)
Net Cash Used By Investing Activities		(45,095,441)	(91,271,903)
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase in Deposit Accounts		69,387,775	33,718,714
(Decrease) Increase in Other Borrowings, Net		(9,698,052)	15,559,633
Proceeds from FRB Borrowings		346,055,000	145,665,000
Repayment of FRB Borrowings		(320,935,000)	(145,665,000)
Issuance of Preferred Stock		0	82,949,000
Proceeds from Employee Stock Purchase Plan		20,323	0
Dividends to Common Stock Shareholders		(845,903)	(1,691,500)
Net Cash Provided By Financing Activities		83,984,143	130,535,847
Net Increase in Cash and Cash Equivalents		48,677,451	51,249,864
Cash and Cash Equivalents at Beginning of Period		28,502,364	27,622,851
Cash and Cash Equivalents at End of Period		77,179,815	78,872,715
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash Paid for Interest		9,242,225	1,502,472
Cash Paid for Taxes		1,584,315	384,000
Non-Cash Transactions:
Other Comprehensive Loss, Net of Tax		$ 1,026,687	$ (33,597,107)

[1] Not within the scope of ASC 606