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Note 8 - Loans Receivable, Net - Credit Quality Indicators (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Current year $ 63,240,526   $ 63,240,526    
One year before 162,144,966   162,144,966    
Two years before 109,519,080   109,519,080    
Three years before 48,165,975   48,165,975    
Four years before 41,969,753   41,969,753    
Prior 116,761,926   116,761,926    
Revolving 59,521,563   59,521,563    
Loans 601,323,789   601,323,789   $ 560,987,903
Total loans gross write-offs 38,738 $ 11,821 89,558 $ 43,692  
Pass [Member]          
Loans         439,247,847
Caution [Member]          
Loans         105,368,984
Special Mention [Member]          
Loans         7,123,873
Substandard [Member]          
Loans         9,247,199
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]          
Current year 12,822,828   12,822,828    
One year before 51,565,912   51,565,912    
Two years before 20,313,829   20,313,829    
Three years before 8,806,921   8,806,921    
Four years before 3,086,343   3,086,343    
Prior 2,657,437   2,657,437    
Revolving 4,998,369   4,998,369    
Loans 104,251,639   104,251,639   112,793,694
Current year, writen off     0    
One year before gross write-offs     0    
Two years before gross write-offs     1,270    
Three years before gross write-offs     0    
Four years before gross write-offs     0    
Prior gross write-offs     0    
Revolving gross write-offs     0    
Total loans gross write-offs 1,270 (0) 1,270 (0)  
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]          
Current year 10,417,314   10,417,314    
One year before 33,771,809   33,771,809    
Two years before 18,509,413   18,509,413    
Three years before 5,202,965   5,202,965    
Four years before 740,273   740,273    
Prior 1,593,668   1,593,668    
Revolving 4,998,369   4,998,369    
Loans 75,233,811   75,233,811   91,564,058
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Caution [Member]          
Current year 2,405,514   2,405,514    
One year before 17,764,334   17,764,334    
Two years before 1,552,647   1,552,647    
Three years before 3,464,157   3,464,157    
Four years before 424,094   424,094    
Prior 485,558   485,558    
Revolving 0   0    
Loans 26,096,304   26,096,304   18,837,894
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]          
Current year 0   0    
One year before 29,769   29,769    
Two years before 0   0    
Three years before 0   0    
Four years before 1,278,716   1,278,716    
Prior 459,724   459,724    
Revolving 0   0    
Loans 1,768,209   1,768,209   2,013,824
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]          
Current year 0   0    
One year before 0   0    
Two years before 251,769   251,769    
Three years before 139,799   139,799    
Four years before 643,260   643,260    
Prior 118,487   118,487    
Revolving 0   0    
Loans 1,153,315   1,153,315   377,918
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member]          
Current year 22,811,290   22,811,290    
One year before 39,627,780   39,627,780    
Two years before 18,470,147   18,470,147    
Three years before 16,439,964   16,439,964    
Four years before 5,874,674   5,874,674    
Prior 32,324,016   32,324,016    
Revolving 10,137,556   10,137,556    
Loans 145,685,427   145,685,427   110,056,973
Current year, writen off     0    
One year before gross write-offs     0    
Two years before gross write-offs     0    
Three years before gross write-offs     0    
Four years before gross write-offs     0    
Prior gross write-offs     0    
Revolving gross write-offs     0    
Total loans gross write-offs (0) (0) 0 (0)  
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Pass [Member]          
Current year 14,138,634   14,138,634    
One year before 30,646,464   30,646,464    
Two years before 11,486,272   11,486,272    
Three years before 14,394,653   14,394,653    
Four years before 4,187,015   4,187,015    
Prior 24,570,986   24,570,986    
Revolving 10,121,616   10,121,616    
Loans 109,545,640   109,545,640   84,028,037
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Caution [Member]          
Current year 7,112,242   7,112,242    
One year before 8,822,433   8,822,433    
Two years before 5,453,105   5,453,105    
Three years before 1,733,323   1,733,323    
Four years before 1,637,317   1,637,317    
Prior 4,980,282   4,980,282    
Revolving 15,940   15,940    
Loans 29,754,642   29,754,642   22,372,649
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Special Mention [Member]          
Current year 1,560,414   1,560,414    
One year before 158,883   158,883    
Two years before 905,331   905,331    
Three years before 311,988   311,988    
Four years before 0   0    
Prior 248,084   248,084    
Revolving 0   0    
Loans 3,184,700   3,184,700   887,874
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Substandard [Member]          
Current year 0   0    
One year before 0   0    
Two years before 625,439   625,439    
Three years before 0   0    
Four years before 50,342   50,342    
Prior 2,524,664   2,524,664    
Revolving 0   0    
Loans 3,200,445   3,200,445   2,768,413
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]          
Current year 15,571,355   15,571,355    
One year before 52,910,207   52,910,207    
Two years before 56,489,381   56,489,381    
Three years before 20,314,939   20,314,939    
Four years before 31,814,682   31,814,682    
Prior 80,391,996   80,391,996    
Revolving 2,420,272   2,420,272    
Loans 259,912,832   259,912,832   252,154,475
Current year, writen off     0    
One year before gross write-offs     0    
Two years before gross write-offs     0    
Three years before gross write-offs     0    
Four years before gross write-offs     0    
Prior gross write-offs     0    
Revolving gross write-offs     0    
Total loans gross write-offs (0) (0) 0 (0)  
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Pass [Member]          
Current year 7,539,285   7,539,285    
One year before 46,985,388   46,985,388    
Two years before 51,586,533   51,586,533    
Three years before 13,254,437   13,254,437    
Four years before 24,446,966   24,446,966    
Prior 55,660,664   55,660,664    
Revolving 2,320,461   2,320,461    
Loans 201,793,734   201,793,734   196,063,300
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Caution [Member]          
Current year 7,819,570   7,819,570    
One year before 5,013,012   5,013,012    
Two years before 4,382,223   4,382,223    
Three years before 6,596,059   6,596,059    
Four years before 7,131,281   7,131,281    
Prior 16,734,598   16,734,598    
Revolving 0   0    
Loans 47,676,743   47,676,743   47,821,422
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Special Mention [Member]          
Current year 212,500   212,500    
One year before 840,401   840,401    
Two years before 461,021   461,021    
Three years before 464,443   464,443    
Four years before 236,435   236,435    
Prior 3,276,765   3,276,765    
Revolving 99,811   99,811    
Loans 5,591,376   5,591,376   3,270,916
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Substandard [Member]          
Current year 0   0    
One year before 71,406   71,406    
Two years before 59,604   59,604    
Three years before 0   0    
Four years before 0   0    
Prior 4,719,969   4,719,969    
Revolving 0   0    
Loans 4,850,979   4,850,979   4,998,837
Commercial and Agricultural Loans [Member]          
Current year 5,957,953   5,957,953    
One year before 10,332,095   10,332,095    
Two years before 10,723,829   10,723,829    
Three years before 856,356   856,356    
Four years before 589,932   589,932    
Prior 1,048,180   1,048,180    
Revolving 4,756,551   4,756,551    
Loans 34,264,896   34,264,896   30,647,975
Current year, writen off     0    
One year before gross write-offs     0    
Two years before gross write-offs     15,880    
Three years before gross write-offs     0    
Four years before gross write-offs     0    
Prior gross write-offs     0    
Revolving gross write-offs     0    
Total loans gross write-offs (0) (0) 15,880 (0)  
Commercial and Agricultural Loans [Member] | Pass [Member]          
Current year 2,333,570   2,333,570    
One year before 8,662,633   8,662,633    
Two years before 8,755,005   8,755,005    
Three years before 754,806   754,806    
Four years before 554,676   554,676    
Prior 738,092   738,092    
Revolving 3,941,547   3,941,547    
Loans 25,740,329   25,740,329   25,383,994
Commercial and Agricultural Loans [Member] | Caution [Member]          
Current year 3,330,166   3,330,166    
One year before 1,610,930   1,610,930    
Two years before 1,830,633   1,830,633    
Three years before 75,513   75,513    
Four years before 22,353   22,353    
Prior 139,119   139,119    
Revolving 728,104   728,104    
Loans 7,736,818   7,736,818   4,593,283
Commercial and Agricultural Loans [Member] | Special Mention [Member]          
Current year 294,217   294,217    
One year before 36,424   36,424    
Two years before 122,193   122,193    
Three years before 15,321   15,321    
Four years before 0   0    
Prior 100,055   100,055    
Revolving 0   0    
Loans 568,210   568,210   371,071
Commercial and Agricultural Loans [Member] | Substandard [Member]          
Current year 0   0    
One year before 22,108   22,108    
Two years before 15,998   15,998    
Three years before 10,716   10,716    
Four years before 12,903   12,903    
Prior 70,914   70,914    
Revolving 86,900   86,900    
Loans 219,539   219,539   299,627
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]          
Current year 0   0    
One year before 0   0    
Two years before 0   0    
Three years before 0   0    
Four years before 0   0    
Prior 0   0    
Revolving 32,367,179   32,367,179    
Loans 32,367,179   32,367,179   31,736,676
Current year, writen off     0    
One year before gross write-offs     0    
Two years before gross write-offs     0    
Three years before gross write-offs     0    
Four years before gross write-offs     0    
Prior gross write-offs     0    
Revolving gross write-offs     1,488    
Total loans gross write-offs 1,488 (0) 1,488 (0)  
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Pass [Member]          
Current year 0   0    
One year before 0   0    
Two years before 0   0    
Three years before 0   0    
Four years before 0   0    
Prior 0   0    
Revolving 26,752,709   26,752,709    
Loans 26,752,709   26,752,709   25,693,252
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Caution [Member]          
Current year 0   0    
One year before 0   0    
Two years before 0   0    
Three years before 0   0    
Four years before 0   0    
Prior 0   0    
Revolving 4,512,811   4,512,811    
Loans 4,512,811   4,512,811   5,018,419
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Special Mention [Member]          
Current year 0   0    
One year before 0   0    
Two years before 0   0    
Three years before 0   0    
Four years before 0   0    
Prior 0   0    
Revolving 450,225   450,225    
Loans 450,225   450,225   401,550
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Substandard [Member]          
Current year 0   0    
One year before 0   0    
Two years before 0   0    
Three years before 0   0    
Four years before 0   0    
Prior 0   0    
Revolving 651,434   651,434    
Loans 651,434   651,434   623,455
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]          
Current year 6,077,100   6,077,100    
One year before 7,708,972   7,708,972    
Two years before 3,521,894   3,521,894    
Three years before 1,747,795   1,747,795    
Four years before 604,122   604,122    
Prior 340,297   340,297    
Revolving 4,841,636   4,841,636    
Loans 24,841,816   24,841,816   23,598,110
Current year, writen off     0    
One year before gross write-offs     18,658    
Two years before gross write-offs     1,633    
Three years before gross write-offs     0    
Four years before gross write-offs     0    
Prior gross write-offs     0    
Revolving gross write-offs     50,629    
Total loans gross write-offs 35,980 $ 11,821 70,920 $ 43,692  
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Pass [Member]          
Current year 4,468,903   4,468,903    
One year before 4,923,483   4,923,483    
Two years before 2,195,606   2,195,606    
Three years before 1,043,745   1,043,745    
Four years before 292,347   292,347    
Prior 255,949   255,949    
Revolving 4,540,877   4,540,877    
Loans 17,720,910   17,720,910   16,515,206
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Caution [Member]          
Current year 1,549,087   1,549,087    
One year before 2,614,321   2,614,321    
Two years before 1,217,032   1,217,032    
Three years before 648,313   648,313    
Four years before 283,610   283,610    
Prior 77,027   77,027    
Revolving 279,655   279,655    
Loans 6,669,045   6,669,045   6,725,317
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Special Mention [Member]          
Current year 59,110   59,110    
One year before 135,813   135,813    
Two years before 0   0    
Three years before 0   0    
Four years before 0   0    
Prior 0   0    
Revolving 6,285   6,285    
Loans 201,208   201,208   178,638
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Substandard [Member]          
Current year 0   0    
One year before 35,355   35,355    
Two years before 109,256   109,256    
Three years before 55,737   55,737    
Four years before 28,165   28,165    
Prior 7,321   7,321    
Revolving 14,819   14,819    
Loans $ 250,653   $ 250,653   $ 178,949