Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
ASSETS:
Cash and Cash Equivalents	$ 77,179,815	$ 28,502,364
Certificates of Deposit with Other Banks	1,100,045	1,100,045
Investments:
Available For Sale ("AFS")	541,952,626	550,148,284
Held To Maturity ("HTM") Net of Allowance for Credit Losses of $0 (Fair Value of $170,589,274 and $161,463,573 at June 30, 2023 and December 31, 2022, Respectively)	176,622,658	167,437,616
Total Investments	718,575,284	717,585,900
Loans Receivable, Net:
Held For Sale	1,219,997	913,258
Held For Investment (Net of Allowance for Credit Losses of $12,283,325 and $11,177,753 at June 30, 2023 and December 31, 2022, Respectively)	588,444,632	549,003,912
Total Loans Receivable, Net	589,664,629	549,917,170
Accrued Interest Receivable:
Loans	1,464,926	1,462,039
Investments	3,538,475	3,348,635
Total Accrued Interest Receivable	5,003,401	4,810,674
Operating Lease Right-of-Use ("ROU") Assets	1,633,474	1,860,997
Land Held for Sale	1,096,614	1,096,614
Premises and Equipment, Net	28,833,709	27,959,793
Federal Home Loan Bank ("FHLB") Stock, at Cost	658,600	650,600
Other Real Estate Owned ("OREO")	105,000	119,700
Bank Owned Life Insurance ("BOLI")	27,624,535	27,318,098
Goodwill	1,199,754	1,199,754
Other Assets	19,565,343	19,244,454
Total Assets	1,472,240,203	1,381,366,163
LIABILITIES:
Deposit Accounts	1,179,473,071	1,110,085,296
Borrowings from Federal Reserve Bank ("FRB")	69,200,000	44,080,000
Other Borrowings	17,890,095	27,588,147
Junior Subordinated Debentures	5,155,000	5,155,000
Subordinated Debentures	26,500,000	26,500,000
Operating Lease Liabilities	1,676,802	1,904,285
Other Liabilities	9,036,474	5,819,807
Total Liabilities	1,308,931,442	1,221,132,535
SHAREHOLDERS’ EQUITY:
Senior Non-Cumulative Perpetual Preferred Stock, Series ECIP, $1,000 Par Value; 82,949 Shares Authorized, Issued and Outstanding at June 30, 2023 and December 31, 2022	82,949,000	82,949,000
Common Stock, $0.01 Par Value; 5,000,000 Shares Authorized; 3,454,669 and 3,453,817 Shares Issued and 3,253,736 and 3,252,884 Shares Outstanding at June 30, 2023 and December 31, 2022, Respectively	34,547	34,538
Additional Paid-In Capital ("APIC")	18,250,501	18,230,187
Treasury Stock, at Cost (200,933 Shares)	(4,330,712)	(4,330,712)
Accumulated Other Comprehensive Loss ("AOCI")	(39,751,959)	(40,778,646)
Retained Earnings	106,157,384	104,129,261
Total Shareholders' Equity	163,308,761	160,233,628
Total Liabilities and Shareholders' Equity	$ 1,472,240,203	$ 1,381,366,163