Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 2,674,100	$ 1,549,031
Adjustments To Reconcile Net Income To Net Cash Provided By Operating Activities:
Depreciation Expense	518,033	491,565
Discount Accretion and Premium Amortization, net	1,160,223	1,975,822
Provision for Credit Losses	0	0
Earnings on BOLI	(150,204)	(157,241)
Gain on Sales of Loans	(193,881)	(713,893)
Write Down of Land Held for Sale	0	339,344
Amortization of Operating Lease ROU Assets	113,053	106,852
Proceeds From Sale of Loans Held For Sale	6,736,663	20,285,158
Origination of Loans Held For Sale	(5,870,365)	(19,118,235)
Increase in Accrued Interest Receivable	549,013	102,987
Other, Net	1,525,330	902,012
Net Cash Provided By Operating Activities	5,963,939	5,557,428
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of Investments AFS	(3,487,262)	(43,978,806)
Proceeds from Paydowns and Maturities of Investments AFS	18,739,220	30,072,755
Purchase of Investments HTM	15,587,496	0
Proceeds from Paydowns and Maturities of Investments HTM	2,895,475	1,391,444
Purchase of FHLB Stock	(8,000)	(64,800)
Increase in Loans Receivable	(26,764,068)	(5,315,638)
Purchase and Improvement of Premises and Equipment	(1,233,098)	(1,223,499)
Net Cash Used By Investing Activities	(25,445,229)	(19,118,544)
CASH FLOWS FROM FINANCING ACTIVITIES:
(Decrease) Increase in Deposit Accounts	(1,411,787)	9,972,359
Proceeds from (Repayments of) Other Debt	229,656	7,466,530
Proceeds from Bank Debt	324,005,000	109,025,000
Repayments of Short-term Debt	(306,710,000)	(109,025,000)
Proceeds from Stock Plans	8,414	0
Dividends to Common Stock Shareholders	(422,917)	(390,346)
Net Cash Provided By Financing Activities	15,698,366	17,048,543
Net (Decrease) Increase in Cash and Cash Equivalents	(3,782,924)	3,487,427
Cash and Cash Equivalents at Beginning of Period	28,502,364	27,622,851
Cash and Cash Equivalents at End of Period	24,719,440	31,110,278
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash Paid for Interest	3,644,472	402,484
Non-Cash Transactions:
Other Comprehensive Income (Loss), Net of Tax	$ 5,577,801	$ (20,222,858)