Consolidated Balance Sheets (Unaudited) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
ASSETS:
Cash and Cash Equivalents	$ 24,719,440	$ 28,502,364
Certificates of Deposit with Other Banks	1,100,045	1,100,045
Investments:
Available For Sale ("AFS")	541,070,073	550,148,284
Investment and Mortgage-Backed Securities, Held to Maturity	180,178,508	167,437,616
Total Investments And Mortgage-Backed Securities	721,248,581	717,585,900
Held For Sale	240,841	913,258
Loans and Leases Receivable, Net Amount	574,189,709	549,003,912
Total Loans Receivable, Net	574,430,550	549,917,170
Accrued Interest Receivable:
Loans	1,531,288	1,462,039
Investments	3,828,399	3,348,635
Total Accrued Interest Receivable	5,359,687	4,810,674
Operating Lease, Right-of-Use Asset	1,747,944	1,860,997
Land Held for Sale	1,096,614	1,096,614
Premises and Equipment, Net	28,674,858	27,959,793
Federal Home Loan Bank ("FHLB") Stock, at Cost	658,600	650,600
Other Real Estate Owned ("OREO")	119,700
Bank Owned Life Insurance ("BOLI")	27,468,302	27,318,098
Goodwill	1,199,754	1,199,754
Other Assets	18,269,716	19,244,454
Total Assets	1,406,093,791	1,381,366,163
LIABILITIES:
Deposit Accounts	1,108,673,509	1,110,085,296
Borrowings from Federal Reserve Bank ("FRB")	61,375,000	44,080,000
Other Borrowings	27,817,803	27,588,147
Junior Subordinated Debentures	5,155,000	5,155,000
Senior Notes	26,500,000	26,500,000
Operating Lease, Liability	1,793,589	1,904,285
Other Liabilities	8,286,135	5,819,807
Total Liabilities	1,239,601,036	1,221,132,535
SHAREHOLDERS’ EQUITY:
Senior Non-Cumulative Perpetual Preferred Stock, Series ECIP, $1,000 Par Value; 82,949 Shares Authorized, Issued and Outstanding at March 31, 2023 and December 31, 2022	82,949,000	82,949,000
Common Stock, $0.01 Par Value; 5,000,000 Shares Authorized; 3,454,143 and 3,453,817 Shares Issued and 3,253,210 and 3,252,884 Shares Outstanding at March 31, 2023 and December 31, 2022, Respectively	34,541	34,538
Additional Paid-In Capital ("APIC")	18,238,598	18,230,187
Treasury Stock, at Cost (200,933 Shares)	(4,330,712)	(4,330,712)
Accumulated Other Comprehensive Loss ("AOCI")	(35,200,845)	(40,778,646)
Retained Earnings	104,802,173	104,129,261
Total Shareholders' Equity	166,492,755	160,233,628
Total Liabilities and Shareholders' Equity	$ 1,406,093,791	$ 1,381,366,163