Deposits outstanding at the dates indicated are summarized below by account type as follows:


Deposit Account Type	March 31, 2023		December 31, 2022
Checking	$	474,947,532	$	510,983,509
Money Market	348,562,043		348,833,623
Savings	102,392,660		108,237,098
Certificates of Deposit	182,771,274		142,031,066
Total	$	1,108,673,509	$	1,110,085,296

The Bank had $5.0 million in brokered deposits, which are included in checking and money market deposits above, at March 31, 2023 and December 31, 2022. In addition, the Bank had $6.0 million and $6.0 million in brokered time deposits, and $68,000 and $98,000, in overdrafts that were reclassified to loans at March 31, 2023 and December 31, 2022, respectively.

Certificates of deposits that met or exceeded the FDIC insurance limit of $250,000 were $49.1 million and $30.3 million at March 31, 2023 and December 31, 2022, respectively. All deposits that met or exceeded the FDIC insurance limit totaled $310.2 million and $350.1 million at March 31, 2023 and December 31, 2022, respectively.

The amounts and scheduled maturities of all certificates of deposit at the dates indicated were as follows:


	March 31, 2023		December 31, 2022
Within 1 Year	$	133,984,928	$	97,163,169
After 1 Year, Within 2 Years	36,761,162		31,550,543
After 2 Years, Within 3 Years	6,189,086		6,465,582
After 3 Years, Within 4 Years	2,680,079		3,177,916
After 4 Years, Within 5 Years	3,156,019		3,673,856

Total Certificates of Deposit	$	182,771,274	$	142,031,066