Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Interest Paid, Excluding Capitalized Interest, Operating Activities	$ 2,417,879	$ 2,569,016
Cash Paid for Income Taxes	1,099,000	2,995,442
Purchase of Investments HTM	118,798,583	8,261,528
Proceeds from Issuance of Preferred Stock and Preference Stock	82,949,000	0
Increase in Accrued Interest Receivable	(740,945)	(140,270)
Impairment of Long-Lived Assets to be Disposed of	433,077	0
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	6,938,637	10,745,404
Adjustments To Reconcile Net Income To Net Cash Provided By Operating Activities:
Depreciation Expense	1,460,975	1,471,810
Discount Accretion and Premium Amortization, net	5,314,299	5,016,096
Reversal of Provision for Loan Losses	0	(2,270,000)
Earnings on BOLI	(457,202)	(485,000)
Gain on Sales of Loans	(1,511,905)	(3,022,755)
Gain on Sales of OREO	0	(105,422)
Write Down on OREO	10,000	20,000
Amortization of Operating Lease ROU Assets	278,336	247,947
Proceeds From Sale of Loans Held For Sale	47,464,791	91,709,578
Origination of Loans Held For Sale	(44,055,483)	(86,582,554)
Increase in Accrued Interest Receivable	(740,945)	(140,270)
Other, Net	1,143,235	801,185
Net Cash Provided By Operating Activities	16,277,815	17,406,019
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of Investments AFS	(59,674,541)	(122,070,342)
Proceeds from Paydowns and Maturities of Investments AFS	83,769,857	72,169,959
Purchase of Investments HTM	118,798,583	8,261,528
Proceeds from Paydowns and Maturities of Investments HTM	4,333,488	3,985,667
Proceeds from Redemption of Certificates of Deposits with Other Banks	0	250,000
Purchase of FHLB Stock	(64,800)	(1,900)
Redemption of FHLB Stock	0	1,393,300
Increase in Loans Receivable	(25,494,867)	(21,267,422)
Proceeds From Sale of OREO	0	454,332
Purchase and Improvement of Premises and Equipment	(3,647,767)	(1,091,300)
Net Cash Used By Investing Activities	(119,577,213)	(74,439,234)
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase in Deposit Accounts	2,853,782	98,470,851
Repayment of FHLB Advances	0	(25,000,000)
Proceeds from (Repayments of) Other Debt	12,023,722	13,490,672
Proceeds from Bank Debt	202,980,000	232,140,000
Repayments of Short-term Debt	(201,980,000)	(265,465,000)
Dividends to Common Stock Shareholders	(2,081,846)	(1,073,452)
Net Cash Provided By Financing Activities	95,744,658	52,563,071
Net Decrease in Cash and Cash Equivalents	(7,554,740)	(4,470,144)
Cash and Cash Equivalents at Beginning of Period	27,622,851	18,025,409
Cash and Cash Equivalents at End of Period	20,068,111	13,555,265
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash Paid for Income Taxes	$ 1,099,000	$ 2,995,442