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Consolidated Balance Sheets (Unaudited) - USD ($)
Sep. 30, 2022
Dec. 31, 2021
Federal Funds Purchased   $ 0
Allowance For Loan Losses $ 11,298,845 11,087,164
Additional Paid-In Capital ("APIC") 18,230,187 18,230,187
Debt Securities, Held-to-maturity, Fair Value 131,615,851 23,720,408
Junior Subordinated Debentures 5,155,000 5,155,000
Senior Notes 29,000,000 30,000,000
Investments 3,381,208 2,419,335
Interest Receivable 1,112,227 1,333,155
Other Assets 20,074,279 5,241,410
Total Loans Receivable, Net 523,094,273 499,496,809
Loans and Leases Receivable, Net Amount 520,953,262 495,458,395
Held For Sale 2,141,011 4,038,414
Investments 729,519,308 706,355,826
Cash and Cash Equivalents 20,068,111 27,622,851
Interest-bearing Deposits in Banks and Other Financial Institutions 1,100,045 1,100,045
ASSETS:    
Cash and Cash Equivalents 20,068,111 27,622,851
Interest-bearing Deposits in Banks and Other Financial Institutions 1,100,045 1,100,045
Investments:    
Available For Sale ("AFS") 591,550,461 682,849,058
Investment and Mortgage-Backed Securities, Held to Maturity 137,968,847 23,506,768
Total Investments And Mortgage-Backed Securities 729,519,308 706,355,826
Total Loans Receivable, Net 523,094,273 499,496,809
Loans and Leases Receivable, Net Amount 520,953,262 495,458,395
Held For Sale 2,141,011 4,038,414
Accrued Interest Receivable:    
Loans 1,112,227 1,333,155
Investments 3,381,208 2,419,335
Total Accrued Interest Receivable 4,493,435 3,752,490
Operating Lease, Right-of-Use Asset 1,974,088 2,252,424
Goodwill 1,199,754 1,199,754
Other Assets 20,074,279 5,241,410
Total Assets 1,357,980,913 1,301,213,512
Liabilities [Abstract]    
Deposit Accounts 1,118,816,745 1,115,962,963
Federal Funds Purchased   0
Other Borrowings 38,809,115 26,785,393
Junior Subordinated Debentures 5,155,000 5,155,000
Junior Subordinated Debentures 5,155,000 5,155,000
Senior Notes 29,000,000 30,000,000
Operating Lease, Liability 2,014,086 2,293,295
Other Liabilities 6,590,080 5,494,336
Total Liabilities 1,201,385,026 1,185,690,987
SHAREHOLDERS’ EQUITY:    
Common Stock, $0.01 Par Value; 5,000,000 Shares Authorized; 3,453,817 Shares Issued and 3,252,884 Shares Outstanding at September 30, 2022 and December 31, 2021 34,538 34,538
Additional Paid-In Capital ("APIC") 18,230,187 18,230,187
Treasury Stock, at Cost (200,933 Shares) (4,330,712) (4,330,712)
Accumulated Other Comprehensive (Loss) Income ("AOCI") (41,517,322) 5,215,107
Retained Earnings 101,230,196 96,373,405
Total Shareholders' Equity 156,595,887 115,522,525
Total Liabilities and Shareholders' Equity 1,357,980,913 1,301,213,512
Allowance For Loan Losses $ 11,298,845 $ 11,087,164
Common Stock Par Value Per Share $ 0.01 $ 0.01
Common Stock Shares Authorized 5,000,000 5,000,000
Common Stock Shares Issued 3,453,817 3,453,817
Common Stock, Shares, Outstanding 3,252,884 3,252,884
Treasury Stock Shares Held 200,933 200,933