Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2021

The tables below provide the Bank’s regulatory capital requirements and actual results at December 31, 2021 and 2020.


	Actual				For Capital Adequacy				To Be Well Capitalized
(Dollars in Thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2021







Tier 1 Risk-Based Core Capital (To Risk Weighted Assets)	$	123,783	17.4	%	$	42,701	6.0	%	$	56,934	8.0	%
Total Risk-Based Capital (To Risk Weighted Assets)	132,706		18.6	%	56,934		8.0	%	71,168		10.0	%
Common Equity Tier 1 Capital (To Risk Weighted Assets)	123,783		17.4	%	32,025		4.5	%	46,259		6.5	%
Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets)	123,783		9.9	%	50,169		4.0	%	62,711		5.0	%
December 31, 2020







Tier 1 Risk-Based Core Capital (To Risk Weighted Assets)	$	109,673	18.6	%	$	35,330	6.0	%	$	47,107	8.0	%
Total Risk-Based Capital (To Risk Weighted Assets)	117,101		19.9	%	47,107		8.0	%	58,884		10.0	%
Common Equity Tier 1 Capital (To Risk Weighted Assets)	109,673		18.6	%	26,498		4.5	%	38,275		6.5	%
Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets)	109,673		9.8	%	44,957		4.0	%	56,197		5.0	%