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Consolidated Balance Sheets (Unaudited) - USD ($)
Sep. 30, 2021
Dec. 31, 2020
Federal Funds Purchased $ 15,375,000 $ 48,700,000
ASSETS:    
Cash and Cash Equivalents 13,555,265 18,025,409
Interest-bearing Deposits in Banks and Other Financial Institutions 100,005 350,005
Investments and Mortgage-Backed Securities ("MBS"):    
Available For Sale ("AFS") 627,833,669 589,324,401
Investment and Mortgage-Backed Securities, Held to Maturity 22,420,739 18,254,394
Total Investments And Mortgage-Backed Securities 650,254,408 607,578,795
Total Loans Receivable, Net 500,600,525 479,167,372
Loans and Leases Receivable, Net Amount 497,011,394 473,473,972
Held For Sale 3,589,131 5,693,400
Accrued Interest Receivable:    
Loans 1,274,106 1,252,023
Mortgage-Backed Securities 672,391 631,449
Investment Securities 1,691,322 1,614,077
Total Accrued Interest Receivable 3,637,819 3,497,549
Operating Lease, Right-of-Use Asset 2,358,453 2,351,661
Premises and Equipment, Net 26,194,747 26,575,257
Federal Home Loan Bank ("FHLB") Stock, at Cost 962,600 2,354,000
Bank Owned Life Insurance ("BOLI") 26,559,897 26,074,897
Goodwill 1,199,754 1,199,754
Other Assets 4,726,586 4,036,831
Total Assets 1,230,279,759 1,171,710,140
Liabilities [Abstract]    
Deposit Accounts 1,016,567,086 918,096,235
Advance Payments By Borrowers For Taxes And Insurance 447,136 206,110
Advances from FHLB 10,000,000 35,000,000
Federal Funds Purchased 15,375,000 48,700,000
Other Borrowings 26,607,702 13,117,030
Junior Subordinated Debentures 5,155,000  
Junior Subordinated Debentures 5,155,000 5,155,000
Operating Lease, Liability 2,395,857 2,380,269
Other Liabilities 7,050,600 7,149,750
Total Liabilities 1,113,598,381 1,059,804,394
SHAREHOLDERS’ EQUITY:    
Common Stock, $0.01 Par Value; 5,000,000 Shares Authorized; 3,453,817 Shares Issued and 3,252,884 Shares Outstanding at September 30, 2021 and December 31, 2020 34,538 34,538
Additional Paid-In Capital ("APIC") 18,230,187 18,230,187
Treasury Stock, at Cost (200,933 Shares) (4,330,712) (4,330,712)
Accumulated Other Comprehensive Income ("AOCI") 8,044,630 12,940,950
Retained Earnings 94,702,735 85,030,783
Total Shareholders' Equity 116,681,378 111,905,746
Total Liabilities and Shareholders' Equity 1,230,279,759 1,171,710,140
Debt Securities, Held-to-maturity, Fair Value 22,853,943 19,205,287
Allowance For Loan Losses $ 11,172,237 $ 12,842,896
Common Stock Par Value Per Share $ 0.01 $ 0.01
Common Stock Shares Authorized 5,000,000 5,000,000
Common Stock Shares Issued 3,453,817 3,453,817
Common Stock, Shares, Outstanding 3,252,884 3,252,884
Treasury Stock Shares Held 200,933 200,933