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Consolidated Balance Sheets (Unaudited) - USD ($)
Jun. 30, 2021
Dec. 31, 2020
ASSETS:    
Cash and Cash Equivalents $ 13,147,003 $ 18,025,409
Interest-bearing Deposits in Banks and Other Financial Institutions 100,005 350,005
Investments and Mortgage-Backed Securities ("MBS"):    
Available For Sale ("AFS") 600,587,107 589,324,401
Investment and Mortgage-Backed Securities, Held to Maturity 18,090,623 18,254,394
Total Investments And Mortgage-Backed Securities 618,677,730 607,578,795
Total Loans Receivable, Net 503,286,651 479,167,372
Loans and Leases Receivable, Net Amount 498,508,544 473,473,972
Held For Sale 4,778,107 5,693,400
Accrued Interest Receivable:    
Loans 1,353,637 1,252,023
Mortgage-Backed Securities 647,985 631,449
Investment Securities 1,723,185 1,614,077
Total Accrued Interest Receivable 3,724,807 3,497,549
Operating Lease, Right-of-Use Asset 2,168,873 2,351,661
Premises and Equipment, Net 26,184,218 26,575,257
Federal Home Loan Bank ("FHLB") Stock, at Cost 960,700 2,354,000
Bank Owned Life Insurance ("BOLI") 26,404,897 26,074,897
Goodwill 1,199,754 1,199,754
Other Assets 4,134,212 4,036,831
Total Assets 1,200,138,550 1,171,710,140
Liabilities [Abstract]    
Deposit Accounts 994,355,258 918,096,235
Advance Payments By Borrowers For Taxes And Insurance 420,233 206,110
Advances from FHLB 10,000,000 35,000,000
Other Borrowings 24,227,470 13,117,030
Junior Subordinated Debentures 5,155,000  
Junior Subordinated Debentures 5,155,000 5,155,000
Operating Lease, Liability 2,204,026 2,380,269
Other Liabilities 7,871,569 7,149,750
Total Liabilities 1,084,883,556 1,059,804,394
SHAREHOLDERS’ EQUITY:    
Common Stock, $0.01 Par Value; Authorized 5,000,000 Shares; Issued and Outstanding Shares, 3,453,817 and 3,252,884, respectively, at June 30, 2021 and December 31, 2020 34,538 34,538
Additional Paid-In Capital ("APIC") 18,230,187 18,230,187
Treasury Stock, at Cost (200,933 Shares) (4,330,712) (4,330,712)
Accumulated Other Comprehensive Income ("AOCI") 10,902,899 12,940,950
Retained Earnings 90,418,082 85,030,783
Total Shareholders' Equity 115,254,994 111,905,746
Total Liabilities and Shareholders' Equity 1,200,138,550 1,171,710,140
Debt Securities, Held-to-maturity, Fair Value 18,709,669 19,205,287
Allowance For Loan Losses $ 11,423,760 $ 12,842,896
Common Stock Par Value Per Share $ 0.01 $ 0.01
Common Stock Shares Authorized 5,000,000 5,000,000
Common Stock Shares Issued 3,453,817 3,453,817
Common Stock, Shares, Outstanding 3,252,884 3,252,884
Treasury Stock Shares Held 200,933 200,933