Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Sep. 30, 2019
Net Income	$ 3,178,792	$ 1,064,187	$ 1,064,187
Interest Income:
Loans	6,483,879	6,121,871
Mortgage-Backed Securities	1,381,528	1,650,086
Investment Securities	1,230,538	1,280,142
Other	1,502	43,028
Total Interest Income	9,097,447	9,095,127
Interest Expense:
NOW and Money Market Accounts	153,217	449,275
Savings Accounts	15,940	20,616
Certificate Accounts	300,910	974,038
FHLB Advances and Other Borrowed Money	189,163	255,675
Senior Convertible Debentures	0	81,796
Interest Expense, Medium-term Notes	393,750
Junior Subordinated Debentures	24,619	44,186
Total Interest Expense	1,077,599	2,219,336
Net Interest Income	8,019,848	6,875,791
Provision For Loan Losses	(870,000)	700,000
Net Interest Income After Provision For Loan Losses	8,889,848	6,175,791
Non-Interest Income:
Gain on Sale of Investments	0	706,743
Gain on Sale of Loans	1,071,481	502,851
Service Fees on Deposit Accounts	231,934	285,075
Commissions From Insurance Agency	130,503	148,031
Trust Income	309,139	299,325
BOLI Income	165,000	135,000
Grant Revenue	0	58,340
Check card revenue	519,843	354,099
Other	345,752	306,426
Total Non-Interest Income	2,773,652	2,795,890
Non-Interest Expense:
Compensation and Employee Benefits	4,869,246	4,674,047
Occupancy	621,282	591,609
Advertising	199,402	263,003
Depreciation and Maintenance of Equipment	802,847	690,930
Federal Deposit Insurance Corporation ("FDIC") Insurance Premiums	68,616	16,080
Net (Recovery) Expense from Operation of OREO	(103,667)	12,740
Other	724,385	894,574
Total Non-Interest Expense	7,609,684	7,643,586
Income Before Income Taxes	4,053,816	1,328,095
Provision For Income Taxes	875,024	263,908
Net Income	3,178,792	1,064,187	1,064,187
Net Income	$ 3,178,792	$ 1,064,187
Net Income Per Common Share (Basic)	$ 0.98	$ 0.34
Cash Dividend Per Share on Common Stock	$ 0.11	$ 0.10
Weighted Average Shares Outstanding (Basic)	3,252,884	3,092,455
Proceeds from Stock Options Exercised			$ 5,912,000