Consolidated Balance Sheets (Unaudited) - USD ($)	Mar. 31, 2021	Dec. 31, 2020
ASSETS:
Cash and Cash Equivalents	$ 19,104,797	$ 18,025,409
Interest-bearing Deposits in Banks and Other Financial Institutions	100,005	350,005
Investments and Mortgage-Backed Securities ("MBS"):
Available For Sale ("AFS")	568,787,583	589,324,401
Investment and Mortgage-Backed Securities, Held to Maturity	17,285,858	18,254,394
Total Investments And Mortgage-Backed Securities	586,073,441	607,578,795
Loans Receivable, Net:
Held For Sale	6,472,399	5,693,400
Loans and Leases Receivable, Net Amount	499,779,120	473,473,972
Total Loans Receivable, Net	506,251,519	479,167,000
Accrued Interest Receivable:
Loans	1,505,830	1,252,023
Mortgage-Backed Securities	607,382	631,449
Investment Securities	1,668,132	1,614,077
Total Accrued Interest Receivable	3,781,344	3,497,549
Operating Lease, Right-of-Use Asset	2,260,617	2,351,661
Premises and Equipment, Net	26,403,856	26,575,257
Federal Home Loan Bank ("FHLB") Stock, at Cost	1,898,200	2,354,000
Other Real Estate Owned ("OREO")	149,700	498,610
Bank Owned Life Insurance ("BOLI")	26,239,897	26,074,897
Goodwill	1,199,754	1,199,754
Other Assets	5,957,377	4,036,831
Total Assets	1,179,420,507	1,171,710,140
Liabilities [Abstract]
Deposit Accounts	969,802,181	918,096,235
Advance Payments By Borrowers For Taxes And Insurance	313,258	206,110
Advances from FHLB	35,000,000	35,000,000
Other Borrowings	20,496,974	13,117,030
Junior Subordinated Debentures	5,155,000
Junior Subordinated Debentures	5,155,000	5,155,000
Operating Lease, Liability	2,292,656	2,380,269
Other Liabilities	7,099,153	7,149,750
Total Liabilities	1,070,159,222	1,059,804,394
SHAREHOLDERS’ EQUITY:
Common Stock, $.01 Par Value; Authorized 5,000,000 Shares; Issued and Outstanding Shares, 3,453,817 and 3,252,884, respectively, at March 31, 2021 and December 31, 2020	34,538	34,538
Additional Paid-In Capital ("APIC")	18,230,187	18,230,187
Treasury Stock, at Cost (200,933 Shares)	(4,330,712)	(4,330,712)
Accumulated Other Comprehensive Income ("AOCI")	7,475,514	12,940,950
Retained Earnings	87,851,758	85,030,783
Total Shareholders' Equity	109,261,285	111,905,746
Total Liabilities and Shareholders' Equity	$ 1,179,420,507	$ 1,171,710,140