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Other Real Estate, Roll Forward [Table Text Block] us-gaap_OtherRealEstateRollForwardTableTextBlock Transactions in OREO for the years ended December 31, 2020, 2019 and 2018 are summarized below.
 202020192018
Balance, beginning of year$677,740 $722,442 $1,115,671 
Additions368,510 832,800 435,550 
Sales(532,640)(855,502)(772,779)
Write-downs(15,000)(22,000)(56,000)
Balance, end of year$498,610 $677,740 $722,442