Loans Receivable, Net (Schedule of Allowance for Loan Losses) (Details) - USD ($) |
12 Months Ended | ||
---|---|---|---|
Dec. 31, 2020 |
Dec. 31, 2019 |
Dec. 31, 2018 |
|
Accounts Receivable, Allowance for Credit Loss [Roll Forward] | |||
Beginning Balance | $ 9,225,574 | $ 9,171,717 | $ 8,221,618 |
Provision For Loan Losses | 3,600,000 | 375,000 | 925,000 |
Charge-Offs | (281,270) | (985,317) | (655,785) |
Recoveries | 298,592 | 664,174 | 680,884 |
Ending Balance | 12,842,896 | 9,225,574 | 9,171,717 |
Residential Real Estate | |||
Accounts Receivable, Allowance for Credit Loss [Roll Forward] | |||
Beginning Balance | 1,390,594 | 1,191,443 | 1,233,843 |
Provision For Loan Losses | 136,063 | 227,624 | 2,411 |
Charge-Offs | (9) | (34,599) | (46,419) |
Recoveries | 2,300 | 6,126 | 1,608 |
Ending Balance | 1,528,948 | 1,390,594 | 1,191,443 |
Consumer | |||
Accounts Receivable, Allowance for Credit Loss [Roll Forward] | |||
Beginning Balance | 1,210,849 | 1,203,593 | 1,144,815 |
Provision For Loan Losses | 251,948 | 324,394 | 173,235 |
Charge-Offs | (226,760) | (432,003) | (224,954) |
Recoveries | 62,618 | 114,865 | 110,497 |
Ending Balance | 1,298,655 | 1,210,849 | 1,203,593 |
Commercial Business | |||
Accounts Receivable, Allowance for Credit Loss [Roll Forward] | |||
Beginning Balance | 544,764 | 923,600 | 1,011,227 |
Provision For Loan Losses | 655,317 | (392,817) | (55,109) |
Charge-Offs | (35,048) | (1,132) | (32,518) |
Recoveries | 0 | 15,113 | 0 |
Ending Balance | 1,165,033 | 544,764 | 923,600 |
Commercial Real Estate 1 [Member] | |||
Accounts Receivable, Allowance for Credit Loss [Roll Forward] | |||
Beginning Balance | 6,079,367 | 5,853,081 | 4,831,733 |
Provision For Loan Losses | 2,556,672 | 215,799 | 804,463 |
Charge-Offs | (19,453) | (517,583) | (351,894) |
Recoveries | 233,674 | 528,070 | 568,779 |
Ending Balance | $ 8,850,260 | $ 6,079,367 | $ 5,853,081 |