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Consolidated Balance Sheets - USD ($)
Dec. 31, 2020
Dec. 31, 2019
Operating Lease, Right-of-Use Asset $ 2,351,661 $ 2,718,676
Operating Lease, Liability 2,380,269 2,733,531
Assets:    
Cash and Cash Equivalents 18,025,409 12,536,311
Certificates of Deposit with Other Banks 350,005 950,005
Investment and Mortgage-Backed Securities:    
Available For Sale: (Amortized Cost of $420,876,924 and $430,241,854 at December 31, 2014 and 2013, Respectively) 589,324,401 414,644,840
Held To Maturity: (Fair Value of $69,965,869 and $34,122,925 at March 31, 2012 and 2011, Respectively) 18,254,394 19,246,935
Investments 607,578,795 433,891,775
Held For Sale 5,693,400 3,990,606
Loans and Leases Receivable, Net Amount 473,473,972 448,868,129
Total Loans Receivable, Net 479,167,372 452,858,735
Accrued Interest Receivable:    
Loans 1,252,023 1,211,826
Mortgage-Backed Securities 631,449 551,214
Investment Securities 1,614,077 1,635,497
Total Accrued Interest Receivable 3,497,549 3,398,537
Operating Lease, Right-of-Use Asset 2,351,661 2,718,676
Premises and Equipment, Net 26,575,257 27,219,883
Federal Home Loan Bank ("FHLB") Stock, at Cost 2,354,000 2,536,500
Other Real Estate Owned ("OREO") 498,610 677,740
Bank Owned Life Insurance ("BOLI") 26,074,897  
Goodwill 1,199,754 1,199,754
Other Assets 4,036,831 3,737,978
Total Assets 1,171,710,140 963,227,541
Liabilities:    
Deposit Accounts 918,096,235 771,407,482
Advances from FHLB 35,000,000 38,138,000
Other Borrowings 13,117,030 11,579,819
Junior Subordinated Debentures 5,155,000 5,155,000
Advance Payments By Borrowers For Taxes and Insurance 206,110 207,582
Senior Convertible Debentures 0 6,044,000
Other Liabilities 7,149,750 6,204,122
Total Liabilities 1,059,804,394 871,469,536
Commitments (Notes 5 and 19)
Shareholders' Equity:    
Common Stock, $.01 Par Value; Authorized 5,000,000 Shares; Issued And Outstanding Shares, 3,144,934 And 2,944,001, Respectively, At March 31, 2012 And 2011 34,538 31,578
Additional Paid-In Capital ("APIC") 18,230,187 12,308,179
Treasury Stock, At Cost (200,933 Shares At March 31, 2012 And 2011, Respectively) (4,330,712) (4,330,712)
Accumulated Other Comprehensive Income ("AOCI") 12,940,950 4,467,527
Retained Earnings 85,030,783 79,281,433
Total Shareholders' Equity 111,905,746 91,758,005
Total Liabilities and Shareholders' Equity $ 1,171,710,140 $ 963,227,541