XML 50 R40.htm IDEA: XBRL DOCUMENT v3.20.2
Loans Receivable, Net (Financing Receivable Credit Quality Indicators) (Details) - USD ($)
6 Months Ended
Jun. 30, 2020
Dec. 31, 2019
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable Credit Quality Indicators [Table Text Block]
The tables below summarize the balance within each risk category by loan type, excluding loans held for sale, at June 30, 2020 and December 31, 2019.
June 30, 2020
 
Pass
 
Caution
Special Mention
 
Substandard
 
Total Loans
Residential Real Estate$74,090,846  $5,558,599  $1,073,323  $4,141,613  $84,864,381  
Consumer44,897,990  10,759,361  937,761  1,640,194  58,235,306  
Commercial Business17,787,879  4,935,589  468,875  811,444  24,003,787  
Commercial Real Estate236,153,488  56,777,380  15,486,771  3,557,811  311,975,450  
PPP72,672,428  —  —  —  72,672,428  
Total$445,602,631  $78,030,929  $17,966,730  $10,151,062  $551,751,352  
December 31, 2019
 
Pass
 
Caution
Special Mention
 
Substandard
 
Total Loans
Residential Real Estate$76,674,539  $4,612,182  $1,155,802  $3,961,781  $86,404,304  
Consumer44,294,400  9,617,301  624,248  1,795,064  56,331,013  
Commercial Business16,140,592  5,486,393  301,462  305,742  22,234,189  
Commercial Real Estate230,810,756  56,025,352  14,285,015  2,429,782  303,550,905  
Total$367,920,287  $75,741,228  $16,366,527  $8,492,369  $468,520,411  
 
Financing Receivable, before Allowance for Credit Loss $ 551,751,352 $ 468,520,411
Residential Real Estate 1 [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 84,864,381 86,404,304
Consumer [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 58,235,306 56,331,013
Commercial Business [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 24,003,787 22,234,189
Commercial Real Estate 1 [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 311,975,450 303,550,905
Substandard [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 10,151,062 8,492,369
Substandard [Member] | Residential Real Estate 1 [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 4,141,613 3,961,781
Substandard [Member] | Consumer [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 1,640,194 1,795,064
Substandard [Member] | Commercial Business [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 811,444 305,742
Substandard [Member] | Commercial Real Estate 1 [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 3,557,811 2,429,782
Special Mention [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 17,966,730 16,366,527
Special Mention [Member] | Residential Real Estate 1 [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 1,073,323 1,155,802
Special Mention [Member] | Consumer [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 937,761 624,248
Special Mention [Member] | Commercial Business [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 468,875 301,462
Special Mention [Member] | Commercial Real Estate 1 [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 15,486,771 14,285,015
Caution [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 78,030,929 75,741,228
Caution [Member] | Residential Real Estate 1 [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 5,558,599 4,612,182
Caution [Member] | Consumer [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 10,759,361 9,617,301
Caution [Member] | Commercial Business [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 4,935,589 5,486,393
Caution [Member] | Commercial Real Estate [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 56,777,380 56,025,352
Pass [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 445,602,631 367,920,287
Pass [Member] | Residential Real Estate 1 [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 74,090,846 76,674,539
Pass [Member] | Consumer [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 44,897,990 44,294,400
Pass [Member] | Commercial Business [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss 17,787,879 16,140,592
Pass [Member] | Commercial Real Estate 1 [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing Receivable, before Allowance for Credit Loss $ 236,153,488 $ 230,810,756