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Income Taxes (Deferred tax assets and deferred tax liabilities) (Details) - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Deferred Tax Assets:    
Deferred Compensation $ 587,322 $ 498,764
Provision for Loan Losses 2,000,131 1,978,481
Other Real Estate Owned 0 18,283
Net Fees Deferred for Financial Reporting 76,262 73,892
Net Operating Losses 356,759 333,301
Other 126,492 240,724
Total Gross Deferred Tax Assets 3,146,966 3,143,445
Less: Valuation Allowance (356,759) (333,301)
Net Deferred Tax Assets 2,790,207 2,810,144
Deferred Tax Liabilities:    
FHLB Stock Basis Over Tax Basis 72,208 71,717
Depreciation 585,520 507,601
Prepaid Expenses 35,033 36,837
Unrealized Gain on Securities Available for Sale 1,473,077 10,487
Total Gross Deferred Tax Liability 2,165,838 626,642
Net Deferred Tax Asset 624,369 $ 2,183,502
Valuation Allowance, Deferred Tax Asset, Change in Amount 23,458  
Bad Debt Reserve for Tax Purposes of Qualified Lender $ 2,100,000