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Consolidated Balance Sheets (Unaudited) - USD ($)
Jun. 30, 2019
Dec. 31, 2018
ASSETS:    
Cash and Cash Equivalents $ 11,019,027 $ 12,705,910
Certificates of Deposit with Other Banks 950,005 1,200,010
Investment and Mortgage-Backed Securities:    
Available For Sale (AFS) 434,193,401 386,255,837
Investment and Mortgage-Backed Securities, Held to Maturity 22,513,877 23,638,013
Total Investments And Mortgage-Backed Securities 456,707,278 409,893,850
Loans Receivable, Net:    
Held For Sale 3,750,815 1,781,985
Loans and Leases Receivable, Net Amount 437,824,853 428,271,532
Total Loans Receivable, Net 441,575,668 430,053,517
Accrued Interest Receivable:    
Loans 1,208,960 1,257,683
Mortgage-Backed Securities 608,127 591,849
Investment Securities 1,768,256 1,877,844
Total Accrued Interest Receivable 3,585,343 3,727,376
Operating Lease, Right-of-Use Asset 2,901,753 0
Premises and Equipment, Net 25,505,350 24,174,707
Federal Home Loan Bank (FHLB) Stock, at Cost 3,401,200 2,204,000
Other Real Estate Owned (OREO) 734,140 722,442
Bank Owned Life Insurance (BOLI) 21,507,893 21,237,893
Goodwill 1,199,754 1,199,754
Other Assets 4,325,166 5,494,800
Total Assets 973,412,577 912,614,259
Liabilities:    
Deposit Accounts 786,448,829 767,496,707
Advance Payments By Borrowers For Taxes And Insurance 529,875 258,505
Advances From FHLB 60,700,000 34,030,000
Other Borrowings 15,753,586 10,698,429
Junior Subordinated Debentures 5,155,000  
Junior Subordinated Debentures 5,155,000 5,155,000
Notes Payable 0 2,362,500
Senior Convertible Debentures 6,044,000  
Senior Convertible Debentures 6,044,000 6,064,000
Operating Lease, Liability 2,909,137 0
Other Liabilities 6,735,520 6,030,685
Total Liabilities 884,275,947 832,095,826
Shareholders' Equity:    
Common Stock, $.01 Par Value; Authorized 5,000,000 Shares; Issued and Outstanding Shares, 3,156,858 and 2,955,925, Respectively, at June 30, 2019 and 3,154,829 and 2,953,896, Respectively, at December 31, 2018 31,569 31,548
Additional Paid-In Capital 12,282,115 12,235,341
Treasury Stock, at Cost (200,933 Shares) (4,330,712) (4,330,712)
Accumulated Other Comprehensive Income (Loss) (AOCI) 5,102,605 (27,909)
Retained Earnings 76,051,053 72,610,165
Total Shareholders' Equity 89,136,630 80,518,433
Total Liabilities and Shareholders' Equity $ 973,412,577 $ 912,614,259