Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 5,657,763	$ 5,009,467
Adjustments To Reconcile Net Income To Net Cash Provided By Operating Activities:
Depreciation Expense	1,062,542	1,101,900
Stock Option Compensation Expense	0	25,358
Discount Accretion and Premium Amortization	4,271,865	4,190,700
Provisions for Losses on Loans	150,000	100,000
Earnings on BOLI	(405,000)	(374,000)
Proceeds from Insurance Settlement, Operating Activities	0
Payments for (Proceeds from) Life Insurance Policies		(654,133)
Gain on Sales of Loans	(999,045)	(894,053)
Gain on Sales of Mortgage-Backed Securities (MBS)	(181,034)	(250,149)
Gain on Sales of Investment Securities	(255,270)	(457,752)
Gain (Loss) on Disposition of Property Plant Equipment	0	(1,900)
Gain on Sales of OREO	(547,685)	(321,687)
Write Down on OREO	56,000	68,121
Amortization of Deferred Loan Costs	73,163	127,058
Proceeds From Sale of Loans Held For Sale	38,316,435	33,301,781
Origination of Loans Held For Sale	(35,002,538)	(29,434,231)
(Increase) Decrease in Accrued Interest Receivable:
Loans	(129,675)	102,016
MBS	11,356	17,509
Investment Securities	(50,354)	(308,595)
Increase in Advance Payments By Borrowers	363,864	408,911
Other, Net	(134,725)	594,400
Net Cash Provided By Operating Activities	12,257,662	12,350,721
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of MBS AFS	(41,314,618)	(42,875,234)
Proceeds from Payments and Maturities of MBS AFS	28,033,612	28,487,010
Proceeds from Payments and Maturities of MBS HTM	2,000,000
Proceeds from Maturities, Prepayments and Calls of Long-term Investments		1,000,000
Proceeds from (Payments for) in Interest-bearing Deposits in Banks	0	1,095,000
Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS)	2,536,945	2,836,011
Purchase of Investment Securities AFS	(38,965,898)	(75,688,312)
Proceeds from Sale, Maturity and Collection of Investments	23,557,323	17,854,087
Proceeds From Sale of Investment Securities Available For Sale	11,563,456	27,825,020
Payments to Acquire Held-to-maturity Securities	0	3,997,750
Proceeds From Sale Of Mortgage-Backed Securities Available For Sale	17,007,024	19,003,897
Purchase of FHLB Stock	(4,194,300)	(5,129,700)
Redemption of FHLB Stock	4,640,500	5,432,500
Payment to Acquire Life Insurance Policy, Investing Activities	(1,900,000)	(2,000,000)
Proceeds from Insurance Settlement, Investing Activities	0	1,463,285
Increase (Decrease) In Loans Receivable	(36,340,156)	(19,680,925)
Proceeds From Sale of OREO	1,064,664	1,558,891
Purchase and Improvement of Premises and Equipment	(2,325,360)	(2,769,640)
Proceeds from Sale of Property, Plant, and Equipment	0	1,900
Net Cash Used By Investing Activities	(34,636,808)	(45,583,960)
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase in Deposit Accounts	48,891,690	47,510,082
Proceeds from FHLB Advances	160,083,000	157,576,000
Repayment of FHLB Advances	(172,763,000)	(164,971,000)
Proceeds from (Repayments of) Other Debt	1,345,109	3,017,664
Repayments of Notes Payable	(4,600,000)	(3,300,000)
Early Repayment of Senior Debt	0	(20,000)
Proceeds from Stock Options Exercised	10,310	0
Dividends to Common Stock Shareholders	(797,686)	(795,277)
Net Cash Provided By Financing Activities	32,169,423	39,017,469
Net Increase in Cash and Cash Equivalents	9,790,277	5,784,230
Cash and Cash Equivalents at Beginning of Period	10,319,624	9,374,549
Cash and Cash Equivalents at End of Period	20,109,901	15,158,779
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Interest	3,719,123	2,937,283
Income Taxes	992,273	1,162,000
Supplemental Schedule of Non Cash Transactions:
Transfers From Loans Receivable to OREO	$ 315,550	$ 491,748