Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 3,550,071	$ 3,106,565
Adjustments To Reconcile Net Income To Net Cash Provided By Operating Activities:
Depreciation Expense	704,130	703,826
Stock Option Compensation Expense	0	25,358
Discount Accretion and Premium Amortization	2,917,979	2,800,841
Earnings on BOLI	(270,000)	(240,000)
Gain on Sales of Loans	(653,649)	(520,417)
Gain on Sales of Mortgage-Backed Securities (MBS)	(181,034)	(284,935)
Gain on Sales of Investment Securities	(255,270)	(343,603)
Gain (Loss) on Disposition of Property Plant Equipment	0
Gain on Sales of OREO	(307,316)	(316,398)
Write Down on OREO	50,000	18,000
Amortization of Deferred Loan Costs	39,554	82,461
Proceeds From Sale of Loans Held For Sale	24,602,224	19,294,486
Origination of Loans Held For Sale	(23,426,657)	(18,208,183)
(Increase) Decrease in Accrued Interest Receivable:
Loans	13,235	190,356
MBS	44,299	8,501
Investment Securities	(11,590)	(396,084)
Increase in Advance Payments By Borrowers	294,178	307,877
Other, Net	(340,203)	(256,176)
Net Cash Provided By Operating Activities	6,769,951	5,970,575
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of MBS AFS	(21,859,860)	(31,789,116)
Proceeds from Payments and Maturities of MBS AFS	18,844,610	18,660,261
Proceeds from Payments and Maturities of MBS HTM	2,000,000
Proceeds from Maturities, Prepayments and Calls of Long-term Investments		0
Proceeds from (Payments for) in Interest-bearing Deposits in Banks	0	1,020,000
Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS)	1,564,802	2,092,899
Purchase of Investment Securities AFS	(27,418,272)	(53,121,373)
Proceeds from Sale, Maturity and Collection of Investments	16,336,240	12,047,600
Proceeds From Sale of Investment Securities Available For Sale	11,563,456	6,434,564
Payments to Acquire Held-to-maturity Securities	0	3,997,750
Proceeds From Sale Of Mortgage-Backed Securities Available For Sale	17,007,024	11,047,043
Purchase of FHLB Stock	(4,080,600)	(3,557,700)
Redemption of FHLB Stock	4,512,200	3,666,900
Payment to Acquire Life Insurance Policy, Investing Activities	(1,900,000)
Proceeds from Life Insurance Policy		(2,000,000)
Increase (Decrease) In Loans Receivable	(40,310,177)	(1,214,095)
Proceeds From Sale of OREO	599,434	1,355,528
Purchase and Improvement of Premises and Equipment	(884,239)	(2,637,743)
Proceeds from Sale of Property, Plant, and Equipment	0	1,900
Net Cash Used By Investing Activities	(24,025,382)	(41,991,082)
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase in Deposit Accounts	36,399,604	37,320,350
Proceeds from FHLB Advances	150,778,000	86,392,719
Repayment of FHLB Advances	(162,023,000)	(87,061,000)
Proceeds from (Repayments of) Other Debt	2,829,389	3,514,646
Repayments of Notes Payable	(3,400,000)	(2,000,000)
Dividends to Common Stock Shareholders	(531,787)	(530,184)
Net Cash Provided By Financing Activities	24,062,516	37,636,531
Net Increase in Cash and Cash Equivalents	6,807,085	1,616,024
Cash and Cash Equivalents at Beginning of Period	10,319,624	9,374,549
Cash and Cash Equivalents at End of Period	17,126,709	10,990,573
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Interest	2,450,522	1,975,575
Income Taxes	422,273	947,000
Supplemental Schedule of Non Cash Transactions:
Transfers From Loans Receivable to OREO	$ 315,550	$ 326,083