Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 1,730,117	$ 1,628,618
Adjustments To Reconcile Net Income To Net Cash Provided By Operating Activities:
Depreciation Expense	358,865	330,970
Stock Option Compensation Expense	0	25,358
Discount Accretion and Premium Amortization	1,466,178	1,363,031
Earnings on BOLI	(135,000)	(120,000)
Gain on Sales of Loans	(286,003)	(280,368)
Gain on Sales of Mortgage-Backed Securities (MBS)	(181,034)	(284,935)
Gain on Sales of Investment Securities	(255,270)	(298,456)
Gain on Sales of OREO	(11,846)	(214,025)
Write Down on OREO	10,000	18,000
Amortization of Deferred Loan Costs	16,384	25,899
Proceeds From Sale of Loans Held For Sale	10,210,795	10,585,391
Origination of Loans Held For Sale	(9,280,320)	(7,179,868)
(Increase) Decrease in Accrued Interest Receivable:
Loans	(153,927)	4,670
MBS	44,673	34,282
Investment Securities	108,442	(105,929)
Increase in Advance Payments By Borrowers	157,842	179,825
Other, Net	438,231	808,495
Net Cash Provided By Operating Activities	4,238,127	6,520,958
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of MBS AFS	(10,238,188)	(6,638,366)
Proceeds from Payments and Maturities of MBS AFS	9,160,773	9,239,992
Proceeds from Payments and Maturities of MBS Held To Maturity (HTM)	2,000,000
Proceeds from Maturities, Prepayments and Calls of Long-term Investments		0
Proceeds from (Payments for) in Interest-bearing Deposits in Banks	0	850,000
Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS)	724,785	1,003,401
Purchase of Investment Securities AFS	(14,115,856)	(42,474,277)
Proceeds from Sale, Maturity and Collection of Investments	7,736,448	5,354,864
Proceeds From Sale of Investment Securities Available For Sale	11,563,456	4,256,705
Payments to Acquire Held-to-maturity Securities	0	3,997,750
Proceeds From Sale Of Mortgage-Backed Securities Available For Sale	17,007,024	11,047,043
Purchase of FHLB Stock	(2,186,200)	(2,222,900)
Redemption of FHLB Stock	2,585,300	2,653,200
Increase (Decrease) In Loans Receivable	(26,711,520)	1,219,032
Proceeds From Sale of OREO	122,261	989,846
Purchase and Improvement of Premises and Equipment	(401,741)	(772,043)
Net Cash Used By Investing Activities	(2,753,458)	(19,491,253)
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase in Deposit Accounts	14,559,833	43,576,643
Proceeds from FHLB Advances	80,660,000	26,540,000
Repayment of FHLB Advances	(91,340,000)	(36,935,000)
Proceeds from (Repayments of) Other Debt	2,472,293	448,601
Repayments of Notes Payable	(2,300,000)	(1,000,000)
Proceeds from Stock Options Exercised	8,019	0
Dividends to Common Stock Shareholders	(265,889)	(265,092)
Net Cash Provided By Financing Activities	3,794,256	32,365,152
Net Increase in Cash and Cash Equivalents	5,278,925	19,394,857
Cash and Cash Equivalents at Beginning of Period	10,319,624	9,374,549
Cash and Cash Equivalents at End of Period	15,598,549	28,769,406
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Interest	1,033,699	830,766
Income Taxes	0	0
Supplemental Schedule of Non Cash Transactions:
Transfers From Loans Receivable to OREO	$ 78,600	$ 128,008