Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 5,009,467	$ 5,062,748
Adjustments To Reconcile Net Income To Net Cash Provided By Operating Activities:
Depreciation Expense	1,101,900	1,053,224
Stock Option Compensation Expense	25,358	5,976
Discount Accretion and Premium Amortization	4,190,700	4,038,220
Provisions for Losses on Loans	100,000	0
Earnings on BOLI	(374,000)	(396,000)
Proceeds from Insurance Settlement, Operating Activities	(654,133)
Gain on Sales of Loans	(894,053)	(657,473)
Gain on Sales of Mortgage-Backed Securities	(250,149)	(55,958)
Gain on Sales of Investment Securities	(457,752)	(716,185)
Gain (Loss) on Disposition of Property Plant Equipment	(1,900)
Gain on Sales of OREO	(321,687)	(841,728)
Write Down on OREO	68,121	40,000
Amortization of Deferred Loan Costs	127,058	88,054
Proceeds From Sale of Loans Held For Sale	33,301,781	23,896,772
Origination of Loans Held For Sale	(29,434,231)	(24,920,171)
Decrease (Increase) in Accrued Interest Receivable:
Loans	102,016	38,341
Mortgage-Backed Securities	17,509	(14,884)
Investment Securities	(308,595)	90,706
Increase in Advance Payments By Borrowers	408,911	379,234
Other, Net	594,400	2,244,880
Net Cash Provided By Operating Activities	12,350,721	9,335,756
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of Mortgage-Backed Securities Available For Sale (AFS)	(42,875,234)	(37,793,135)
Proceeds from Payments and Maturities of Mortgage-Backed Securities AFS	28,487,010	23,942,058
Proceeds from Payments and Maturities of Mortgage-Backed Securities HTM	1,000,000
Proceeds from Maturities, Prepayments and Calls of Long-term Investments		0
Proceeds from (Payments for) in Interest-bearing Deposits in Banks	1,095,000	0
Payments to Acquire Mortgage Backed Securities (MBS) categorized as Held-to-maturity	0	(1,507,125)
Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS)	2,836,011	3,496,657
Purchase of Investment Securities AFS	(75,688,312)	(30,233,311)
Proceeds from Sale, Maturity and Collection of Investments	17,854,087	18,402,244
Proceeds From Sale of Investment Securities Available For Sale	27,825,020	18,410,863
Payments to Acquire Held-to-maturity Securities	3,997,750	0
Proceeds From Sale Of Mortgage-Backed Securities Available For Sale	19,003,897	3,082,591
Purchase of FHLB Stock	(5,129,700)	(5,014,800)
Redemption of FHLB Stock	5,432,500	4,554,900
Payment to Acquire Life Insurance Policy, Investing Activities	(2,000,000)
Proceeds from Life Insurance Policy		0
Proceeds from Insurance Settlement, Investing Activities	1,463,285	0
Increase (Decrease) In Loans Receivable	(19,680,925)	(19,976,753)
Proceeds From Sale of OREO	1,558,891	3,159,524
Purchase and Improvement of Premises and Equipment	(2,769,640)	(1,599,727)
Proceeds from Sale of Property, Plant, and Equipment	1,900	0
Net Cash Used By Investing Activities	(45,583,960)	(21,076,014)
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase (Decrease) in Deposit Accounts	47,510,082	(1,798,293)
Proceeds from FHLB Advances	157,576,000	251,755,000
Repayment of FHLB Advances	(164,971,000)	(240,395,000)
Proceeds from (Repayments of) Other Debt	3,017,664	6,185,542
Repayments of Notes Payable	(3,300,000)	0
Early Repayment of Senior Debt	(20,000)	0
Dividends to Preferred Stock Shareholders	0	(330,000)
Dividends to Common Stock Shareholders	(795,277)	(706,914)
Net Cash Provided By Financing Activities	39,017,469	14,710,335
Net Increase in Cash and Cash Equivalents	5,784,230	2,970,077
Cash and Cash Equivalents at Beginning of Period	9,374,549	8,381,951
Cash and Cash Equivalents at End of Period	15,158,779	11,352,028
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Interest	2,937,283	2,565,836
Income Taxes	1,162,000	572,242
Supplemental Schedule of Non Cash Transactions:
Transfers From Loans Receivable to OREO	$ 491,748	$ 323,730