Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest Income:
Loans	$ 5,146,669	$ 4,912,317	$ 14,849,109	$ 14,378,826
Mortgage-Backed Securities	1,274,753	1,192,792	3,552,887	3,672,252
Investment Securities	1,324,104	1,042,765	3,729,992	3,245,857
Other	6,295	4,944	34,804	14,057
Total Interest Income	7,751,821	7,152,818	22,166,792	21,310,992
Interest Expense:
NOW and Money Market Accounts	151,874	102,321	426,080	309,757
Statement Savings Accounts	10,726	8,984	30,000	25,468
Certificate Accounts	503,505	407,283	1,401,910	1,239,282
FHLB Advances and Other Borrowed Money	164,544	132,889	409,655	561,316
Interest Expense, Other	105,762		328,613
Senior Convertible Debentures	121,396	121,680	364,756	365,040
Junior Subordinated Debentures	38,975	31,445	110,863	91,002
Total Interest Expense	1,096,782	804,602	3,071,877	2,591,865
Net Interest Income	6,655,039	6,348,216	19,094,915	18,719,127
Provision For Loan Losses	100,000	0	100,000	0
Net Interest Income After Provision For Loan Losses	6,555,039	6,348,216	18,994,915	18,719,127
Non-Interest Income:
Gain on Sale of Investment Securities	79,363	360,425	707,902	772,143
Gain on Sale of Loans	373,636	256,918	894,053	657,473
Service Fees on Deposit Accounts	274,717	266,960	776,469	772,341
Commissions From Insurance Agency	172,074	149,529	451,311	441,519
Trust Income	186,000	197,000	554,000	521,000
BOLI Income	788,133	132,000	1,028,133	396,000
Check Card Fee Income	282,686	247,331	838,302	742,583
Grant Income	0	0	0	265,496
Other	205,524	170,519	542,250	504,200
Total Non-Interest Income	2,362,133	1,780,682	5,792,420	5,072,755
Non-Interest Expense:
Compensation and Employee Benefits	3,872,102	3,167,112	10,916,386	9,675,430
Occupancy	569,024	502,352	1,661,661	1,469,602
Advertising	120,033	100,251	391,742	343,034
Depreciation and Maintenance of Equipment	569,839	510,645	1,541,460	1,486,060
Federal Deposit Insurance Corporation (FDIC) Insurance Premiums	64,518	62,163	168,707	322,653
Net Cost (Benefit) of Operation of OREO	105,172	25,991	(96,730)	(647,990)
Prepayment Penalties on Federal Home Loan Bank Advances	0	260,594	0	789,306
Other	1,268,449	1,065,209	3,681,552	3,485,289
Total Non-Interest Expense	6,569,137	5,694,317	18,264,778	16,923,384
Income Before Income Taxes	2,348,035	2,434,581	6,522,557	6,868,498
Provision For Income Taxes	445,133	654,850	1,513,090	1,805,750
Net Income	1,902,902	1,779,731	5,009,467	5,062,748
Preferred Stock Dividends	0	110,000	0	330,000
Net Income Available to Common Shareholders	$ 1,902,902	$ 1,669,731	$ 5,009,467	$ 4,732,748
Net Income Per Common Share (Basic)	$ 0.65	$ 0.57	$ 1.70	$ 1.61
Net Income Per Common Share (Diluted)	0.61	0.54	1.61	1.53
Cash Dividend Per Share on Common Stock	$ 0.09	$ 0.08	$ 0.27	$ 0.24
Weighted Average Shares Outstanding (Basic)	2,945,474	2,944,001	2,945,215	2,944,001
Weighted Average Shares Outstanding (Diluted)	3,252,436	3,248,526	3,251,666	3,248,474